One of the greatest banks in Russia and Europeis the Russian Sberbank. It is a Russian commercial bank belonging to an international financial group. The bank provides a large number of services. It is universal. In 2009, the share of the Russian Sberbank in the private deposit market reached 50.5%. His debt portfolio contained more than 30% of all loans issued in the country. The central office of the Russian Savings Bank is located in Moscow.
New rules for cash withdrawal in ATMs
How much money can I withdraw from Sberbank's ATM?Since November 15, 2013 a new provision on cash withdrawal is in force. On average, the limit on receiving funds has been reduced fourfold. Each type of card has its own limit.
If you own a Visa Electron card, eitherMaestro, then the ATMs will give you no more than fifty thousand rubles a day. By the way, it is these cards that can not always be paid abroad and on the Internet. And how much can you withdraw money from Sberbank's ATM from Visa Classic and MasterCard Standard cards? You can only get eighty thousand a day and 2.5 million a month.
With the help of new rules, Sberbank tries itsclients to accustom to non-cash payments. The custom of lining up near the terminals on the day of salary remained for a long time. People are used to standing in line for a pay at the cash register. Almost in all developed countries there is a restriction on the daily withdrawal of cash. This rule is also applied by other Russian banks. But Sberbank lowered the limit. We now know how much you can withdraw money from an ATM Savings Bank: fifty to eighty thousand per day. According to experts, most banks can repeat this example.
How to use the ATM?
Do you wish to withdraw money from Sberbank's ATM?Someone already knows how to do this, and someone has never used such equipment. It should be noted that ATM software can sometimes change. Therefore, you only need to understand the general principles of working with this unit. In most cases, they are identical to the principles of a computer user. The most important is formulated like this: look in all eyes! That is, you must carefully look at the terminal screen. After all, instructions appear on it. You must carefully read them. That's the whole secret!
So, how to withdraw money from an ATM?First you need to learn how to insert the card correctly. The place where it is inserted, you can peek at the customers facing you in line. As a rule, the card is held with a magnetic strip down. If a chip is mounted on the card, in the form of a yellow box, then it should be in front.
Dialog language selection and other
How to choose the language of the dialogue?Look for the top line of the SELECT LANGUAGE on the terminal screen. It is on it that you must pay attention. This line is translated as "LANGUAGE SELECTION". By clicking on the button located to the left of this phrase, you will select "RUSSIAN" language.
In order to check your balance on the account, you just need to find the inscription "BALANCE ON ACCOUNT". It is on the right side.
Now it's time to remember the PIN-code, or socalled password. You should know that it is forbidden to inform the password to unauthorized persons. On the left, find the four crosses "XXXX" on the screen. Feel free to press the keys with numbers placed below the monitor. Only four secret numbers. After you have typed the numbers, press the "ENTER" key. You will see it on the right. If you find that you entered the wrong code before pressing this key, click on the "RESET" button. And dial all over again, slowly and carefully.
Attention: if you enter the PIN incorrectly three times, your card will be blocked! The button on the left will display the balance of your funds on the screen, and with the help of the button on the right you can print it.
Cash withdrawal
Получение наличности является самым ответственным moment. Click on the top button located opposite the phrase "Issuance of cash." If the ATM does not give out money, you can click on "RETURN CARD". In case of issue of banknotes, the following bills are offered:
- 100 rubles;
- 500 rubles;
- 1000 rubles;
- 2000 rubles;
- 4000 rubles;
- 5000 rubles.
Well, you have calculated how much can be removedMoney at an ATM Savings Bank? Feel free to press the button. But sometimes the button "OTHER AMOUNT" is required. Now enter the required amount. In case of an incorrect input, there is always a “RESET” button at hand. Do not forget about it. But if you want to withdraw from the account of 226 rubles 44 kopecks, then this is unlikely to happen to you. Firstly, an ATM does not issue a coin, and secondly, you can only receive a multiple of a hundred rubles. Then the machine will again offer to enter a PIN code. You already know how to do it.
The phrase “COLLECT YOUR CARD” appears - take it away!Then write "TAKE MONEY" - take away immediately! After that, the ATM will ask if you want to continue working. If you wish, press "YES". If you do not want, press "NO".
Some more valuable tips
When dialing a PIN can not be in a hurry!You are given only three attempts. And if you have exhausted them, you can no longer use the card. That is why sometimes you can not withdraw money from ATMs. By the way, you can change the PIN. This is done through the terminal menu. You just need to find the department "PIN CHANGE CODE". If it is absent, contact the branch of the bank.
Hurry to pick up your card when its terminalgives out. It must be removed within 25 seconds, otherwise the ATM will delay the card. And don't forget your check. If there was a technical failure in the operation of the machine, contact the bank branch.
Other ATMs
How to withdraw money from another ATM?Terms of use are not very different here. It looks like a bicycle: if you can ride your own, then you can ride a neighbor. In fact, having a card of one institution, you can withdraw cash through the terminal of another. In this case, you are often offered to pay an additional commission. Its size is completely different. Therefore, carefully read the inscriptions on the ATM screen.
How to transfer funds through the terminal?
You want to send money from one card toanother? You will need a recipient account. Insert your card into the terminal slot and enter the PIN code. Further choose on the screen the service "MONEY TRANSFERS". Reading the system prompts, dial the number of the card to which you want to transfer funds, and the amount. Now it remains to confirm the transaction and get a check.
Do you want to just transfer money to the account?So, instead of the card number, you need to enter in the field on the screen a twenty-digit account number. You can transfer cash through the terminal without using non-cash transactions. To do this, select the field "MONEY TRANSFERS" on the screen, indicate the number of the card or account to which you send funds, write the amount. Choose a transfer option - in cash. And load the money in the ATM.
