Having received a plastic card from the Savings Bank,many of us mistakenly think that the beautiful numbers stamped on it are the account number where the money flows. But this is not so. Money is not on the card, but in the bank account, the number of which is assigned to each plastic card. Simultaneously with the issue of the card, the bank's employees open an account for the client, to which further money will be received - in the form of scholarships, pensions, wages or transfers. How can I find out the Sberbank card account number for transfer to the sender of money? All methods will be described below.
The concept of "card account number"
A card account is required for a bankvarious operations with cash, including those related to both the receipt and the expenditure of them. For example, it can be cashing and replenishment of funds on a card or transfer to another person's benefit, settlements with communal structures, shopping through stores (including through online stores), repayment of debts on loans and other services provided by banking institutions.
And what is a bank account?This is a special number that includes twenty numerical values and is assigned to a particular client. It is necessary for the banking structures to keep track of all cash flows on customers' accounts.
The client has the right to dispose of the money in hisdiscretion. He can replenish accounts or withdraw money when he wants and as many times as he needs. In addition, one person may have several active bank accounts, and not one, but several financial organizations.
Why is it important to know the card account number?
The holder of a bank card from Sberbank may need:
- for the possibility of making a money transfer within a single banking institution or between different financial institutions;
- to carry out the transfer of funds from abroad;
- for settlements with municipal structures, as well as other transfers in favor of an organization.
Ways of obtaining data on the card account number
Here we will look at the basic approaches, how to find out the personal account of the Savings Bank card, instruction and recommendations. So, you can get data on the map:
- in the contract for banking services;
- in the bank branch;
- having called on a hot line;
- in an ATM or payment terminal;
- with the help of the service "Sberbank-online".
The description of each of these ways how to find out the card account number (Sberbank) you will find in this article.
Approach 1. In the card maintenance agreement
Virtually every relationship between the bank andthe client is fixed by the contract, and the registration of the card is no exception. Having concluded a contract with Sberbank to accompany the card, the customer receives the second copy in his hands. It is mandatory to specify a twenty-figure bank account, tied to the card.
In addition, along with the card, a bank employee issues an envelope with a PIN code, where you can also find the card details. This is the easiest way to find out the account number of the Savings Bank card.
Approach 2. To the bank branch
A personal visit to the Sberbank office is also athe most affordable and time-consuming method, how to find out the account number of the Savings Bank card. But it is worth emphasizing the fact that you need to visit the branch in which you received a payment card. This is due to the unusual structure of Sberbank of Russia. For sure, very few people know that the bank includes several small banks, which themselves consist of regional offices. And each department has information about the clients that they serve.
So, you came to the office that accompanies your card. You need to approach the operator who, on the basis of your passport and card, will print out the details of the account.
Approach 3. Call the hotline
How to find out the Sberbank card account number usingphone? If the contract and the envelope that you received with the card were irretrievably lost, you can get information about the card account number from the call center operator by calling the hotline. A call center specialist will require you to provide your personal details - full name, date of birth. You will also need to name the code word that you set when you filled out the questionnaire. If the code word has been forgotten, then in this case you will have to dictate your passport data. After you have completed the identification procedure, the operator will dictate the card details to you. In this way, you can find out the account number of not only your card, but also another person, if you know his name, birth date and passport details.
Approach 4. Through the service "Sberbank online"
This is another one that does not require financial expensesway how to find out the account number of the Savings Bank card. You can print the account details from the "Sberbank online" system. Register a card in the system through the ATM or directly through the service itself.
Log in to "Sberbank online" by entering your login and password.In your account, you will see the "Maps" section, in which you will find a list of maps that you connected to the system. Click on the one whose details you need, and print out all the information about it, including the account number.
Approach 5. Through the ATM and payment terminals
A remote self-service channel is another convenient way to find out the account number of the Sberbank card of Russia. Now the bank allows you to print information about the card in the ATM or payment terminals.
Conclusion
We described the main approaches to obtaininginformation regarding the account number, which is linked to the payment card. Probably the most convenient method is the "Sberbank online" service. If you have Internet access, then you can find out not only information about the card, but also make a statement on the card or pay utility bills right from home. But, in any case, which of the ways you choose, it's up to you.
