In the past few years, the largest loungessignificantly expanded the range of services offered. Today they provide their customers with not only opportunities that in one way or another relate to mobile communications, but also a number of additional functions traditionally implemented by banks. So, for example, all comers are invited to issue credit cards in Euroset with a number of pleasant bonuses available when using this product. Quite a tempting offer, considering that this process will only take a few minutes, and the list of necessary documents includes only the passport of a Russian citizen.
What is the difference between credit cards in Euroset andsimilar means of payment in banks? First of all, it should be noted that this is a quite traditional banking product, and its implementation is carried out jointly with Renaissance Credit. Initially, a card with a funny name "Corn" is bonus and prepaid (that is, it requires a preliminary deposit of funds to the user's account). It is aimed at fulfilling two main functions: making purchases / paying for services in various establishments and obtaining up to 1.5% of bonus points from the amounts of these payments. They are charged when calculating a card in the "Euroset" communication salons, as well as in a number of the Program partners. You can spend them there or by using a special "corn" catalog of goods.
However, there is an expanded version of thisproduct - a Euroset card with a credit limit provided by Renaissance Credit Bank. It is formalized in the same way as usual, according to the passport directly on the day of treatment. It provides an opportunity to receive a limit of up to 300 thousand rubles. Interest on it, however, as well as for any credit card, rather big, but there are quite pleasant nuances. The first is an interest-free period (up to 55 days), the second is a return of 1% of the cost of purchases in the form of bonuses. In addition, credit cards in Euroset are quite a profitable solution for use abroad, as the conversion into dollars and euros is carried out at the rate of the Central Bank for the day when the operation was actually carried out. Whereas in different banks the rate may be higher by 1-2%.
The payment system of the card is "MasterCard", which is international, which allows paying it in countries all over the world.
There is another possibility that we are nothave mentioned. Clients of the salon of communication can count not only on the credit limit of the Corn card. Euroset provides them with the service of crediting a cash loan received from partner banks. These include Alfa Bank, Home Credit, Renaissance Credit, and a number of other KOs. In this case, you can get a loan at any point of Euroset, the money will go directly to your card.
Of the advantages of the card, you can also call it free.the service (and now it’s not so easy to find one) and an SMS alert, for which there is also no charge. Of course, there is this product and cons. These are high interest rates on credit, limited replenishment opportunities (either through Euroset stores, or by transfer from another MasterCard card). In addition, some problems may arise when calculating the "Corn" abroad, as it is non-nominal.
In general, they have credit cards in Eurosetarguments for and for and against this product. Set priorities and decide which of the characteristics is more important to you, do the advantages overlap the disadvantages specifically in your case.
