Svyaznoy Bank: Credit Cards

In recent years, the credit market of the Russian FederationMore and more players are appearing in the federation. One of these was Svyaznoy. The bank, whose credit cards began to win the love of the population of the country very quickly. Most experts argue that if the organization did not limit the issuance of its credit cards, today they would meet in the purse of every second resident of Russia. What are the programs that are provided by this financial organization so attract consumers?

Main stream

Of all the directions that "Svyaznoy" developsbank, credit cards occupy a leading position. On the official website of this financial institution you can see that their services can be used in any country in the world and receive the necessary funds from any ATM. Using the card of this bank, you can take up to 250 thousand rubles.

Total organization provides its customers with 3varieties of the most popular program "Light" - 5000, 3000 and 2000. The figure in its name means the minimum payment that you want to make once in the payment period. The interest rate on the loan and the amount of each commission are individual for each of the clients. Credit card "Svyaznoy" - a bank really reliable - allows you to receive money at the following rates:

• 46-69% for the "С-Line 2000";
• 36-60% for the "C-Line 3000";
• 24-48% for the "C-Line 5000".

Кредитный лимит, которым может воспользоваться the borrower, as in the case with the interest rate, is individually determined for each. For violations of the program maintenance regime provides for a flexible system of penalties. The first of them (in case of delay) borrowers will be obliged to pay five days after the end of the billing period, the second - on the 35th day, the third - on the 65th. The "connected" bank, whose credit cards "S-Line" is very easy to receive, unfortunately, does not provide a grace period for one of them, namely: "S-Line 2000". The remaining cards have a grace period of 50 days.

For the balance of funds on the account of the ownera financial institution accrues some interest. With a balance of 10 to 100 thousand rubles. the bank charges 10% per annum, if the balance exceeds 100 thousand rubles. this percentage is reduced to 5.

A "connected" bank. To issue a credit card: conditions and documents

To obtain such a service, it is necessary to come to the bank branch or to one of its communication salons. The customer must meet the following conditions:

• be between the ages of 21 and 65;
• bring with you a valid passport of a citizen of the Russian Federation;
• indicate in their application form their working and mobile phone numbers.

The last few years, the company has beenpromotion of their services in the environment of various entrepreneurs. Today, Svyaznoy, a bank whose credit cards have gained popularity among a large number of Russians, provides its services to more than three thousand different legal entities in a variety of spheres. These companies are engaged in both financial services, and retail and wholesale trade. In addition, the bank participates in the mandatory deposit insurance system, so that its customers may not worry about the safety of their funds. In the event that the bank goes bankrupt, they will receive all their contributions in the form of compensation from the state.