Что делать при ДТП, чтобы обеспечить соблюдение your rights? First of all, the driver must understand the main goal of the insurers, which is to minimize the size of payments. Therefore, independent actions of a person who is far from jurisprudence will most likely be ineffective. Consultation with a lawyer will require certain monetary costs, but will help you choose the optimal behavior strategy, correctly execute the necessary documents and receive the due insurance payment in the shortest possible time. For legal support you should contact as soon as possible after the accident in all cases when it comes to significant amounts.
There was an accident. What to do next?
To provide an evidence base, the driverIt is important to clearly understand what to do in the event of an accident immediately after its occurrence. At the conclusion of the insurance contract, the company-insurer gives the client special notice forms, which must always be in the car. If for any reason they were not provided, you need to request them from the insurer in order to be able in the event of an accident to compile an objective description of the situation.
Заполнение извещения о ДТП не является признанием own fault or innocence of the driver of another vehicle. This document is necessary to reflect the picture of the incident and should be used for any harm to transport, property, life and health of people. The notice is a double form, when filled in, the information is copied onto the second sheet, and each participant receives one copy of it. Entries on the front side are made at the scene by both drivers and are certified by their signatures, which of them will provide the form does not matter.
Что делать при ДТП, если второй участник refuses to fill out a notice and sign it? In this case, you need to do it yourself and send a copy of the document along with an application for reimbursement to its insurer with the details of both cars. If the driver refuses to provide a second copy of the notice, then you need to fill it in alone, making the appropriate note in the "Remarks".
What to do in case of an accident to correctly fillnotice? To do this, you should carefully read the enclosed instructions and make information in accordance with the recommendations contained in it; after the sheets are separated, no corrections and additions are allowed. Special attention should be paid to the following points:
- Try to find witnesses to the accident and provide information about them in paragraph 7, in this capacity, the passengers of the affected vehicles are suitable.
- Record the damage received in detail andmake sure that other participants do not write anything extra. Damage missing in the inventory can be considered unrelated to this accident and not included in the amount of compensation.
- Make a detailed outline of the incident andcarefully fill out paragraph 16, offering drivers a choice of 20 emergencies. It should be noted one or more of them in accordance with the maneuvers of vehicles. The scheme of the accident and the information specified in this paragraph should not contradict each other. It is worth noting that in the process of consideration of the case, the priority given to paragraph 16.
What to do in case of an accident so that the documentary descriptionwas the most objective and reasonable? Despite the desire to save time, it is necessary to call the traffic police for registration of the incident. Drivers need to make sure that the damage indicated in the inventory is fixed by the inspector. It is also worth asking any of the traffic police officers to certify the notice with their signature with a transcript of the position and surname.
The notice has a reverse side, whichis filled in by the insurer applying for the receipt of indemnity independently. After entering all the necessary information, it is submitted to the insurer along with an application for compensation within five working days from the date of the accident.
