So today we will find out what "Touch Bank" reviewsfrom customers receives. Anyway, you need to understand what kind of organization this is. After all, some tend to suspect the company of fraud. This is quite normal with the specifics of the company. But is there any reason to fear deception? What services does Touch Bank provide to its customers? Where is this organization located? Answering all these questions is not as difficult as it seems. In the end, you can decide how we have a bona fide organization. And if you want to even use its services.
New word in banking
Touch Bank is an online bank.Absolutely new word in banking. All transactions take place directly through the Internet. It is very convenient both for employees-operators, and for clients. You can use the services of this company at any time. And it pleases. Only "Touch Bank" earns feedback is not the best. Many potential customers doubt the organization’s activities and good faith. After all, the bank has no numerous branches. There is only one main office. However, this should not cause concern. Why? Many people know OTP Bank. He has long won the trust of the population. And Touch Bank works just under license from this financial institution. It can be said, this is a kind of branch that fully functions through the Internet.
The services
What services does Touch Bank offer?It is noted that this is a real banking organization. It simply does not have multiple branches. So, the services of the company are exactly the same as that of a conventional bank. Here you can:
- Open contribution.
- Take a loan.
- Issue a debit card.
- Get a "credit card".
- Make insurance.
All these are standard bank functions.The only thing that can not be done in the "Touch Bank" - is to make currency exchange. Not a big deal. After all, if you think about it, loans and plastic cards are the most popular. They are the ones who are most interested in customers.
Control system
Если "Тач Банк" - это интернет-банк, который does exist, then how can you get certain services and use your finances listed in the organization? This question many customers are interested in. The answer is very simple. For him, reviews of the organization are left either positive or neutral.
Система управления вкладами и счетами в "Тач Bank "is realized through Internet banking, as well as through a plastic card from this organization. You can easily receive plastic and use it as a regular credit card or debit card. In the meantime, this component is delivered to you by courier delivery, you can manage accounts only via the Internet. Conveniently, simply and without cheating. "Touch Bank" receives positive feedback for what you can at any time track all transactions on the account. It is very convenient. Now you do not need to go to the bank for an account statement as well. It can be accessed by you at any time without any help!
Address and phone numbers
Разумеется, если вы все еще сомневаетесь в integrity of the organization, you can call the company's operators, as well as personally come to its office. It is worth noting that he is in Moscow. This is where you will have to go if you want to see the location of "Touch Bank" with your own eyes. On the official page of the company, you can see the following legal address of the organization: Russia, Moscow, Leningradskoye shosse, 16A, building 1. This is where the institution is registered.
Do not forget that, if necessary, youYou can call Touch Bank at any time. How exactly? "Touch Bank" phone has the following: 8-800-5000-200. This is the organization’s hotline. For residents of Russia, the call will be absolutely free. Also, "Touch Bank" has another number that will help you quickly and easily contact the company. As practice shows, the previous combination is used for consultations. But the usual number: + 7-495-221-30-60 helps activate a bank card and solve problems with the use of services. Numerous reviews indicate that it is not so easy to call the operators. But you will surely succeed in doing this. The main thing is not to give up.
Rating and reliability
Какой у компании "Тач Банк" рейтинг надежности?It is he who usually reflects the whole essence of the organization. Can you believe her or not? After all, customers doubt the integrity of the bank. So, Touch Bank's reliability rating is high - A ++. And this is despite the fact that many people express their indignation regarding the company's activities. In 2015, this company was recognized as the best Internet bank. Upon learning this, potential customers begin to trust the company more. Where does Internet banking have such a high level of public trust? All this thanks to the work under the license OTP. One of the largest banks will not support fraud! So, you can not be afraid for your finances invested in the Touch Bank. This opinion is shared by clients of the organization.
About loans
How to get a loan from the company "Touch Bank"?Make it easy and simple. However, judging by the numerous reviews, the loan option is somewhat non-standard. Although for the Internet bank is completely logical. Consider that all customers can use two types of loans - this is a limit on the card and a consumer option (in cash). The first method is suitable for daily spending, the second - for large purchases. To get a loan, you need a “Touch Bank” card. Without it, use the services will not work.
What does each type of loan offer?For a start, it is worth considering the credit limit on the card. These are cash on "plastic", which you can spend and then return to the bank with interest. The minimum amount of funds is 1,000 rubles; the grace period for the age of money is 61 days. You can close the debt ahead of time at any time. If you want to withdraw cash, you will have to pay 299 rubles and an additional 4% of the withdrawn amount. How much to give for a loan? Only 5% of the amount taken and the percentage of debt per month. It is not entirely clear how much this is, but it is this information that is given on the official site of Touch Bank.
Потребительский кредит имеет схожие условия.You have the right to close the debt at any time, while getting the money in cash. There is no grace period for a refund. The minimum loan size is 10,000 rubles. Payments are set on schedule, taking into account the principal and interest on it. It is also not entirely clear how much will have to be given monthly. For this, Touch Bank has a special calculator. It helps to quickly calculate how much to pay. As a last resort, the services offered by Touch Bank, the "hot line" will help.
Debit card
The greatest interest is the card Touch Bank.This is a debit "plastic", which promises favorable conditions. You can absolutely free to issue a personal card that allows you to quickly manage your finances in “Touch Bank”. True, it is necessary to pay for the content. Reviews indicate that it is necessary to give 300 rubles a month. And this is even in the absence of transactions with the account. Negative moment causing discontent on the part of consumers.
Among the advantages offered by Touch BankWith your debit card, you can mark a cash refund and a bonus program. With this "plastic" you get access to all the services of the organization (deposits, loans, Internet banking and so on), as well as when spending on the account returns 1% of the amount. If we are talking about products from the "favorite category", get 3%. In general, about 4% of spending is returned to the card. Very comfortably.
By the way, the card "Touch Bank" is one.You can arrange a loan with it, open a deposit, and simply use finance with a bonus program. The system of payment for purchases is based on contactless payments using PayPass technology. For this opportunity, "Touch Bank" receives positive reviews. So far, not all banking companies have this highlight! And it is very convenient to use.
Design and activation
Making a "Touch Bank" card does not take muchof time. And about this process left exclusively positive feedback. All that is required of you is to fill in the fields provided by the plastic creation form on the official page of the organization. Here is written personal information about the owner, his passport data. Nothing special. But then the problems begin. Accordingly, feedback from positive changes to negative.
The thing is that not everyone canuse the services of "Touch Bank" without any problems. Delivery of a bank card is provided only in some cities. There are many of them, but, for example, in St. Petersburg there is no such possibility. Also, there are problems with the activation of the card. To do this, you need to call the "Touch Bank". To do this, as indicated by the reviews, is not so simple. But if you show perseverance, you will manage to realize the idea.
conclusions
What conclusions can be drawn about the company undercalled "Touch Bank"? Details and services of this bank, anyone can see on the official website. Here you can issue a map and find out where the company is located. Acquaintance with news and bonus programs is also fully embodied through the official page of the company. In a word, “Touch Bank” is a real bank, which conducts its business through the Internet. Only customers often indicate that the work of the bonus program from a debit card is not established. And loans and borrowings require paying high interest. Therefore, not everyone is ready to use "Touch Bank". If you want to master contactless payments, while not very fast service does not scare you, you can rely on Touch Bank.
