Map of Tinkoff. Feedback and brief description

The credit card is a plastic cardwhich is provided by banks to the client under the terms of the loan agreement. It is used for transactions in which the bank’s cash is used. Today it is the most convenient option for making payments or storing your money. One of the most popular in Russia is the Tinkoff card.

Отзывы пользователей показывают, что она имеет a number of positive qualities. So, the grace period lasts up to 55 days. This means that its owner during this period uses the card without interest. In more accessible terms, if you pay for a product with a credit card and repay a debt during the aforementioned period, then bank interest on the loan is not charged.

There is one more advantage that the card hasTinkoff. Reviews show that the money provided by the bank can reach 300,000 rubles. In addition, it is possible to repay a loan throughout Russia without a fee. As for the minimum payment, it does not exceed 6 percent of the amount owed. This is significantly less than, for example, in Svyaznoy Bank, where the amount of the minimum repayment amount does not depend on the amount of the debt, but has a fixed rate.

Card service in the first year is free. In subsequent years, a fee in the amount of 590 rubles.

The interest for withdrawing money depends onof the tariff plan, according to which a specific Tinkoff card is issued. Reviews show that they are not very different from the percentages of other banks when performing a similar operation and constitute 3% + 290 rubles. As can be seen from the above, it is unprofitable to withdraw small amounts. If the purchase is carried out by bank transfer, then these percentages are not removed.

The application for its receipt can be left onofficial website of the bank. Issuing a card is slightly different from similar processes in other similar institutions. So, if your application is approved, it is delivered by courier to your home. Here an agreement is signed and a Tinkoff card is provided. Reviews show that when making a decision, the bank pays special attention to the credit history. If there are any comments on your candidacy, the chances of receiving this card are significantly reduced.

Bank Tinkoff provides several typescredit cards: Tinkoff Platinum, Tinkoff Classmates and the World Credit Book gold credit card. The first credit card issued in 2007 was the Tinkoff Platinum card. Reviews show that its main advantage is a fairly large credit limit and 24.9% per annum, which is significantly less than in other banks. This rate applies to all purchases made in a cashless way. The validity period of the card is 3 years, then it is extended, since the loan period is not limited.

Reviews of the Tinkoff map show thatalmost all of their holders are satisfied with this banking product. She is an indispensable assistant in the event of financial difficulties. Plus, there is a fast clearance, which does not require confirmation of income information with a certificate.