Auto insurance is now mandatorymoment when buying and using the car. Without a policy of OSAGO or CASCO it is impossible to put the car on the register in the MREO GIBDD, and therefore, it is legal to move on it. Now the market has a huge number of small and large insurance companies that offer policies on various terms. One of them is "Tinkoff Insurance", OSAGO which can be issued without leaving home. And this is her main advantage. In the article we will tell about the company "Tinkoff Insurance", OSAGO, rules of its registration and other aspects.
Company "Tinkoff Insurance"
The company "Tinkoff" was created by Oleg Tinkovas a bank in 2006. Currently, the company runs a large number of financial transactions, including deposits, loans, transfers, investments, issue of bank cards, etc. At the moment, the bank is one of the leaders in the issue of bank cards in Russia.
"Tinkoff Insurance" is a joint-stock company that exists in the insurance services market since 1993. In 2013, it was bought out by the company "Tinkoff" and from that moment is headed by Oleg Tinkov.
Territorial branches, except for the main office inMoscow, the company does not, all services are processed and sold only through the site or by phone, which is listed on the site. But it is not necessary to be afraid of this: the resource is understandable even to the unvisited user, possesses a pleasant color scheme and a small amount of text "in fact." To find out more information, you need to click on the appropriate section or read "Questions and answers" or "Insurance registration rules". The company is considered reliable, successfully develops, is vigorously advertised and constantly increases the list of its customers.
Company Services
In the company "Tinkoff Insurance" several types of insurance services are provided in an online format. The services are as follows:
- Insurance for travelers abroad.
- Insurance of real estate against unforeseen, emergency situations.
- Health insurance.
- Insurance of vehicles. This will be discussed below.
The policy of OSAGO
Motor Third Party Liability Insurance has mandatory status inRussian Federation. In Tinkoff Insurance, the OSAGO's electronic policy has the usual characteristics for this type of insurance: protection only in case of an accident involving another car, a small cost (relative to the CASCO insurance policy). The main advantage is simplicity and convenience in design and lack of queues, since the policy can be issued on the site or by telephone with the help of a consultant.
Since the policy of OSAGO under Russian rulesoperates only in case of an accident, it is possible to formalize the electronic policy of OSAGO + CASCO in the company "Tinkoff Insurance" (JSC). The cost will be more expensive, but will save the owner money from any unpleasant situations.
Advantages due to which citizens choose to purchase the MTPL insurance policy in the Tinkoff Insurance (JSC) (reviews are mostly positive):
- Online format for issuance of the policy without queue and loss of time.
- Settlement of the insured event within 3 days.
- Possibility to find out the cost of the policy through the online calculator.
- Scans of necessary documents can be sent by WhatsApp.
- Delivery policy by courier.
- Additional services (see below).
- Favorable conditions when choosing a program CTP + CASCO.
How to make a policy
How to arrange in Tinkoff Insurance (JSC) the electronic policy of CTP, can be found using the rules on the site. To apply for an insurance policy, you must collect the following documents:
- Passport or constituent documents, if a legal entity draws up an insurance policy.
- Registration certificate in MREO traffic police, PTS, power of attorney (if necessary), the contract of sale, donation, etc.
- Driver's license.
- The document that confirms the value of the car.
- The previous insurance contract, if the car is not new and you personally do not insure it for the first time.
- Statement on the model.
Term of the Tinkoff Company PolicyInsurance "(CTP) is established in the contract. It also registers all insurance payments that are possible and the specifics of the insured event. If there are any changes in the items specified in the contract (for example, changing the passport of a citizen of the Russian Federation), the owner the car must notify the insurer within a month, otherwise problems may arise if it is necessary to receive insurance payments.
How to calculate
The cost of the policy can be calculated using the siteand the corresponding option "Calculate cost" on the main page. Calculator "Tinkoff Insurance" OSAGO, feedback on the work and the speed of which is only positive, is quite simple and straightforward.
Upon entering the option, a window opens whereIt is necessary to choose the region of use of the vehicle, the year of production, the make, model and type of transmission (gearbox) After that you need to fill in the section with information about the owner: driving experience, age and contacts (name, phone number and email address), which are needed in order to send a detailed calculation and the final cost of the CTP policy to the potential policyholder.
Additional services
When you register in "Tinkoff Insurance" OSAGO, reviews of which are presented below, you can, if necessary, use such free services as:
- a tow truck that arrives at the accident scene and transports the damaged car to the service station or parking lot;
- assistance of an exit insurance agent in case of an accident (it can help in the registration of an euro protocol, when the damage to the car is insignificant (up to 50 thousand rubles) and the traffic police wait a long time);
- policy delivery by courier at a convenient time and place.
Reviews
Before buying something, most people look for reviews and additional information about a product or service on the Internet. Users also do this when choosing an insurance company.
As for the policy of the company "TinkoffInsurance "(AO) OSAGO, reviews about it mostly positive. Negative estimates are made up of a misunderstanding of insurance conditions, failures of the site and all sorts of problems with the design, delivery or stakhovym payments. But in general, the company has established itself in its niche.
For all your concerns, you can contacthotline operators call 8-800-500-47-28 or via the "Feedback" option on the website, where you can ask your question, providing contact details for an individual answer. But before that, study the Questions and Answers section, as there may be an answer to your question.
