Сегодня нас будут интересовать документы на вычет to the apartment. In fact, it is not so difficult to guess what is required of us. However, not all citizens are aware of this list. So, you have the right to refuse to deduct. Not the most pleasant outcome, is it? Therefore, let's thoroughly examine the complete list of all that is needed to receive money from the state when making a purchase and sale of real estate. In our case it is an apartment. Or a house / land. Proper preparation will facilitate your process to the maximum.
Identification
Tax deduction when buying an apartment- it's not that hard. Perhaps many are aware of this process. If you properly prepare for it, then you will not be afraid of any problems. They simply will not occur.
The first document that is required to obtaintax deduction - this is your ID. You can use any such document, but, as practice shows, it is best to show your passport. And a copy of it. It is applied to the rest of the list of required papers. Verification is not required.
Perhaps there will be no problems with this document. After all, the passport of a citizen of the Russian Federation should always be with you. This document is always necessary for any tax transactions. Keep this in mind.
Statement
Что дальше?Documents on the deduction of the apartment does not make any sense without making a statement. That is, you must submit a request in writing to the tax authorities. Without a statement you will not make a deduction.
It is made easy and simple - enoughindicate your details and data, as well as the reason for the refund. In our case, this is buying an apartment. That's all. After you have to sign the document, and then attach it to your passport and other papers.
Pay attention to one important factor - inthe text of the statement also indicates the bank details for which you will have to receive money. If you miss this moment, you can wait for the refusal of the tax authorities to refund the money.
Declarations
What else can be useful?Registration of a tax deduction when buying an apartment necessarily includes such an item as the preparation of a tax return. Without it, too, you can not pay taxes, or return a portion of the money spent.
The form we need is 3-NDFL.Making it does not cause trouble to citizens. You can use a special program that will help you make this declaration and fully prepare it for printing.
Only original is served.Copies of 3-NDFL are not accepted by the tax authorities. If you need exactly the same document "for yourself", just print it in two copies. And that's all. Know that with copies of the tax return with you simply will not even talk. Such rules are established in Russia at the moment.
2-NDFL
Moving on.Documents on a deduction for an apartment - the question is not so problematic, if you properly prepare for it. After all the above papers are ready, you need to somehow confirm your income. For this, there is another reference. It is called 2-NDFL.
If you are self-employed, you will have toself fill it. This is done using the same applications where you made a 3-NDFL tax return. No special problems arise during the work.
However, most often citizens work onsomeone And this technique saves them from unnecessary paperwork. Help 2-NDFL you must give your employer. Contact her for the accounting office of the company where you work. As a rule, there are no problems.
However, please note - documents for deduction onAn apartment, namely a certificate 2-NDFL, as well as a tax return, must be filed in the original. That is, no copy of this will be accepted. So make sure that the 2-NDFL was attached only in the original.
Contract
What else?Now we proceed to more serious and important documents. The thing is that all of the above paper - the so-called standard. With any tax deduction, they are filed with the tax authorities. But then for each case has its own list of documents.
Tax deduction when buying an apartment / house / landit is impossible to get if you somehow do not confirm the deal. How exactly is the right thing to do? We need a contract of sale in your name. It is important that you specify as a buyer. Otherwise, no deduction will be made.
Served certified copy.If you want, you can give the original, and leave yourself a second copy of the contract. But remember - no deduction is possible without it. This moment also does not cause citizens any particular problems. After all, buying and selling without a contract cannot be considered as valid at all.
Certificate
Do you need a deduction when buying an apartment?Documents, no matter how strange it may sound, can not immediately have you. After all, some will have to get some time in various instances. For example, we are talking about a certificate of ownership.
You will not have it immediately after purchase.real estate, but only after some time. About a month after the transaction. So hurry with the tax deduction is not worth it. You will have enough time for registration.
Title deed may bePresented by both the original and a copy of the document. All is better to use the second option. After all, a duplicate certificate will also have to be received if you lose the original. And so this document will always be with you. Certified copies of the tax authorities are required to take from you.
Bills
Documents for deductions are varied.But without fail, all citizens must somehow confirm their expenses. Of course, bills and checks come to the rescue. It is advisable to present the originals thereof, and leave copies to yourself. Or certify duplicates and attach to the tax return.
Usually with this moment also does not occurno problem. Unless you make sure that your data is indicated in the payment document. Only one who is listed as a payer is entitled to a deduction. And no one else. That is, it is impossible for different citizens to be indicated in the billing and contract, as well as in the declaration. It's illegal. In this scenario, you will not be paid a tax deduction for the apartment (compensation). The tax will be complete, and the money you can not return.
Mortgage
In principle, these are all documents for deductionan apartment. True, often this property is purchased in the mortgage. Oddly enough, but even with such a scenario, you have the right to a refund of money spent on buying a home.
Enough to complete the above list.documents some papers. There are no problems with them either. In any case, this is exactly how many citizens who have already faced this situation assure.
What should be demanded of you?First, the mortgage contract. It is needed either in the original or in a certified copy. The second option is in great demand among citizens. Exception - if for some reason you had two original copies of the mortgage agreement.
Secondly, you will need receipts,confirming the fact of payment of interest on the mortgage. Again, it doesn’t matter in what form you attach them - copies or originals. The main thing is that the payment document should include you, and not someone else. It is so easy and simple to get a tax deduction for an apartment in one way or another.
Terms and order
Что еще нужно знать для того, чтобы с возвратом Money when buying real estate did not have any problems? For example, about the time in which you must meet the collection of all documents. As practice shows, if you immediately deal with the design of the deduction, you can be ready in 1.5 months to visit the tax authorities. The longest that you can only expect is the issuance of a certificate of ownership in your name.
The declaration itself is consideredabout 2 months. After this period, you will receive a response from the tax authorities with refusal or approval of the deduction. And, as practice shows, in another month or two, you will receive the required funds in the account indicated in the application. Thus, on average, the process of registration and receipt will be about six months. But you can file a tax return before the end of the tax reporting period. That is, until April 30 of each year. In addition, according to modern laws, you have the right to receive deductions for the last 3 years. So you can not rush.
Another point - if you are a pensioner, you will have toattach to all of the above documents also a pension certificate (copy), as well as certificates that can confirm your benefits, if any. Also not problematic, especially if you know the full list of all necessary documents for deductions.
