Кто сегодня не знает, что такое банковские карты?If we talk about appearance, then each of them is a piece of plastic measuring 53.98 by 85.6 millimeters, which can have either a magnetic strip or a chip. The difference is that in the second case the funds on the card account are considered more secure.
Any bank card is very convenient.instrument of payment. Not for nothing that their number increases every year at a good pace. Through the "plastic" Russians receive wages and pensions, scholarships in educational institutions, accumulate interest on the deposit, and so on.
About varieties
Currently, bank cards come in several varieties:
• Settlement - used to pay for goods or services within the funds available in the account holder. The process of their design is quite simple, and the cost of service is low.
• Credit - allow you to use fundsof the issuing bank, without going beyond the established limit, which is calculated based on the solvency of the citizen. There may be situations when the amount of withdrawn funds exceeds the limit. This means that the holder “climbed” into the overdraft. The interest on it is high, so try not to allow this.
• Prepaid - a great option toto make someone a gift. It so happens that a person does not want to give money. In this case, you can replenish the account of the prepaid "plastic", and then hand it as a gift.
• Intra-bank - a special kind of means of payment that can only be used at ATMs, cash points and terminals of the issuer.
You can also pay for mobile bankingcard. Very useful and convenient service, you need to say. By the way, it can be carried out both by request (by sending the corresponding SMS message) and within the framework of the automatic replenishment of the mobile phone account.
And she is ...
Now I would like to elaborate onvarieties such as a virtual bank card. It is like a gopher from a famous Russian film: the heroes of the rodent were not seen, but he was.
