Many citizens in Russia are interested in the minimumseniority for retirement. It is not enough to reach retirement age. To receive normal payments for the status of a pensioner, you need to work out for a lifetime a certain time. In the Russian Federation, the pension system is constantly changing. Therefore, I want to know how much it takes to work out, so as not to remain without a pension in old age. What do the regulations in Russia say about this?
Retirement age
The thing is that the most important thing for the appointmentpension is the achievement of retirement age. That is, every citizen at any given time will have the right to receive payments for his status.
Minimum length of service for retirement from year to yearchanges. In Russia, it is planned to raise it until 2025. But retirement age is a more stable component. At the moment, Russian citizens can expect to receive pension payments from 55 years, or from 60 for women and men, respectively. In the near future it is planned to raise the retirement age to 63 and 65 years.
Social pension
Much depends on which pensionpayment is in question. There is a social pension. It is paid to all citizens who have reached a certain age. But not what was given earlier. 55 and 60 years are age limits for those who are counting on insurance payments. Or labor.
What should be the minimum pension experiencesocial type? It generally can not be. This payment is made only to those who did not gain the established minimum to the specified age. A pension of a social type for men is appointed at age 65, women at 60.
Before
But now you should know about the work experience.Any activity is taken into account. For example, entrepreneurship. Work experience for retirement is extremely important. In Russia there are special periods of work that are not considered work, but are counted in calculating pensions. About them - a little later. First, it is necessary to find out how much a citizen must work to receive pension payments of an unsocial type.
The minimum pension experience was 5years. It was exactly how much each citizen had to work to receive pension payments for old age or for work. But since 2015, the pension system has changed a lot. And now in the Russian Federation there are other rules of calculation. There was a so-called point system of retirement. Not only worked-off years are taken into account, but points awarded for a particular period of labor. So how many citizens now have to work out for getting state aid for the status of a pensioner?
2016 year
The question is very difficult.After all, as already mentioned, in Russia the pension system is now undergoing serious changes. So, it is necessary to prepare for the fact that it will constantly change. You can find out only information that is relevant for a particular year.
Minimum length of service for accrual of pension in 2016year is 7 years. And at the same time, the citizen should have recruited at least 33 pension points. They are important in calculating the amount of pension payments. Each year of work is a certain number of points. You can learn about them in the FIU.
Важно учитывать, что во внимание принимается only official employment. Therefore, the "black" work is not counted in the seniority. Only business activities, as well as periods of formal employment, which were recorded in the workbook.
Future plans
What is planned next?It has already been said that the pension payment system is constantly changing in Russia. It is planned to seriously change the minimum work experience, which is necessary to obtain an insurance or labor pension. Until how old?
The population of Russia should prepare for the fact that gradually it will take 15 years of official work for this purpose. As it was noticed, earlier work experience should have been at least 5 years.
Соответственно, о пенсии придется задумываться in advance. And many will be able to receive only a social pension at a certain age. This must be considered. The bill has already been passed and entered into force. From now on every year the minimum length of service for a pension will be increased to the indicated values.
Non-labor periods
Work is not only officialemployment. The thing is that citizens have the opportunity to reckon unearned periods in their work experience. That is, moments when a person did not work, but performed other functions. But which ones?
Minimum length of service for pension in 2016the year is 7 years, in 2015 it was equal to 6. Not only periods recorded in the workbook or which are considered business activities will be taken into account, but also:
- leave to care for a baby (1.5 years for 1 child);
- Military service;
- public service;
- caring for a disabled person or an elderly person;
- periods of receiving temporary disability benefits.
Independently calculate how much the pension will beThis or that is not so easy. But the work experience is not difficult to determine. It is enough to collect all the references that indicate the previously listed periods. Also pay attention to the fact that entrepreneurial activity is also work. The period of stay as an IP will also be taken into account when calculating pensions. It is recommended to use a special calculator of work experience as well as retirement points for the realization of the idea.
About calculator
Чем хорош подобный сервис?The thing is that to calculate the work experience, and also to understand how much you can get in the form of pension payments, is very problematic on its own. In particular, due to the fact that with the introduction of a point-based pension payment system, it is necessary to find out how much 12 months of work were “worth” in a given year. To facilitate the implementation of the idea, a calculator of work experience and future retirement was created. You can find it, for example, on the official website of the FIU.
According to the input data, the period of labor of a citizen will be calculated, as well as the amount that a person will receive on a monthly basis in retirement. Usually required to enter:
- periods of work;
- vacation;
- data on non-labor periods included in seniority;
- the time of doing business;
- salary in certain periods.
