ERIP System "Calculation" is provided andsupported by OJSC “Non-bank credit and financial organization EPIS”, which provides all the necessary technical and legal tools for electronic payments for service providers.
Предоставляется возможность onLine и offLine connect. In the first case, the service provider interacts through the aggregator, that is, through an organization that provides, for an additional fee, a range of services and services for interacting with the AIS “Raschet”. In the second case, the service provider performs the connection to the RIPU system by itself, having established legal relations with NKFO ERIP, having developed and debugged its own tools for interacting with the server with the help of Banking and Financial Telecommunication Network.
General conditions of participation
Производитель услуг оформляет юридические relations with OJSC NKFO ERIP, provides technically FTP access to the server with the help of CJSC BFT and has the ability to arrange payment acceptance on its Internet resource, for example, a goods store, a website, a payment terminal for utility or other payments.
No matter what kind of services or products a service provider offers, it’s important that there is a connection, and the RIP Calculation system gives him the opportunity to receive payment in any way. Whatever the customer, whatever way he pays, the payment will be received and taken into account.
In essence, the connection logic is simple:
- there is a service item;
- there is a buyer, a client;
- on the website (web resource) the buyer makes a choice;
- choice = unique code and details of the buyer;
- payment = any mobile banking, info-kiosk, bank cashier, etc.
As a result, payment is received at the desired point of the SSIS tree to a specific service provider.
Connection Information
On its web resource (website, store), the service provider places the standard information offered by the regulations for interaction with a single settlement and information space.
The resource is available in the tree, the system "Calculation" of the SSIS is connected. How to use? We need our own way of identifying the selected service (product) and customer details (buyer, consumer).
As a result of client actionspayment request that can be paid by any of the options connected to the AIS “Calculation”. In case of making a payment, the service (goods) can be provided, and payment for it will be received and recorded.
Система ЕРИП «Расчет» отработала юридически и technical regulations and protocols for all options of payment, cancellation, accounting. But for their effective use it is very important to correctly place the necessary information and control the actions of the client (buyer, consumer).
After registration of the contractual relations with OJSC NKFO ERIP and CJSC BFT, the necessary information becomes available and full support is provided to the service provider.
Safe provision of services and receipt of payments
The ERIP “Calculation” system has a characteristicfeature. First of all, it gives a lot of payment options. But by enforcing payment requirements from each service provider, it remembers all transactions.
Однако не следует рассчитывать на идеальную work of communication networks, hardware, servers, software. All this is beyond the competence of OJSC NKFO and CJSC BTT, although it is controlled by them to the maximum extent possible.
Own control of bills,Received (reversed) payments are important and necessary. In addition, any organization always has its own accounting and control. The link between their information space and the SSIS will be necessary.
Optimal connection to the SSIS
For a small organization, or whenthe organization of the amount of payments is small, you can restrict yourself to just an aggregator and a payment option only via SMS messages. It is not difficult. The only drawback is that the aggregator will have to pay for its services.
If we are talking about a solid store, about payments,which are too large for SMS payments, and there is a qualified programmer on the staff, the best option is to connect to the SSIS on your own. This is much more legal documents, technical difficulties, but the organization can fully ensure its place in a single settlement and information space.
In many objective circumstances for each organization, it makes sense to think about your presence at the SSIS.
