More recently, shopping withphone many of us would call fiction. And today, for more and more people, this is quite a familiar reality. The first such, of course, a useful option for their gadgets presented the corporation Apple. If you own an iPhone 6, then today you can choose for yourself this safe and modern payment method. How to set up Apple Pay, how to use it, we will describe in detail below.
About Apple Pay
Apple Pay is universal, simple andsafe means of payment, available not only for iPhones, but also for Apple Watch, iPad, MacBook Pro. With it, you can pay in regular stores as well as in online markets and applications. In major cities of the world, public transport fares are also being adjusted with this technology.
Before you set up and use Apple Pay, make sure you have the following:
- a bank card whose issuer (issuing bank) supports this technology;
- the latest version of iOS on your gadget;
- iCloud login on phone, configured digital password and Tooch ID.
You can add up to 8 banking and / or bonus (the latter is not available in all countries) cards to one device.
Setting up Apple Pay on iPhone
You will find that setting up this payment system is as easy as using it. The instruction consists of the following simple steps:
- Go to the Wallet app (read more about it below).
- Tap on "Add a payment card", click on "Next."
- If you have tied any card to pay for purchases in iTunes, then you will only need to enter its 3-digit security code.
- Otherwise you need to place a card.“face” into the frame so that the back camera of the gadget can scan it, or enter the necessary information manually - the number, expiration date, first name and surname in Latin.
- Then enter the security code from the card turnover in the required window.
- Carefully read the terms of service of your issuing bank. In case you agree with them, click "Accept".
- Выберите один из предложенных способов registering a card with Apple Pay. For example, via SMS. In this case, the phone number associated with it, a message will come a digital code that must be entered in the desired window.
- Tap on "Done" - iPhone and card are ready to pay using Apple Pay!
About Wallet
A little about the application - a universal walletWallet It is here that can be stored not only the credit or debit bank card that you added now, but also gift certificates, boarding passes, discount and bonus cards, cinema, theater, museum or exhibition tickets. You can always get acquainted with the useful information that they contain: balance, expiration date, place or number, etc.
You can add a card in any convenient way:
- via "Mail" or "Messages";
- using the Wallet barcode scanner;
- through the browser;
- through shared access Airdrop;
- through applications that support this "wallet";
- through the pop-up notification in case of payment using Apple Pay.
Using the Wallet program on the deviceiPhone is easy. If the map has information about the location and time, where and when it is needed, it opens at the right time automatically. You can also quickly open the map by double clicking on the Home button. When you activate the automatic selection for a particular card, it is enough to hold the phone to the contactless reader of the seller, while holding your finger on Tooch ID.
By clicking on the "i" ("information") icon next to the added map, you can do the following:
- remove it;
- make it available to all your Apple devices;
- update it (just pull the screen down);
- open / install an application issued by the issuer of this card;
- activate / deactivate automatic updating of card information;
- enable or disable the appearance feature on a locked screen;
- make active or cancel the automatic selection of this card when shopping.
How to use Apple Pay: the complete guide to pay in stores
Payment for purchases in the store is as follows:
- With Apple Pay, you can pay for goods and services only at terminals marked with the Apple brand apple and Pay.
- After the seller’s contactless terminal is ready to exchange data, simply position your finger on the Tooch ID sensor button and hold the device approximately 2.5 cm away from the terminal.
- The system will choose the payment card for which the "Automatic selection" is set for itself.
- Hold the smartphone at the terminal until the message “Done” is displayed.
- If you want to pay for the purchase with another card from Wallet, then bring the iPhone to the terminal without touching the Tooch ID. Select the desired map on the gadget screen.
Pay attention to these nuances before using Apple Pay on iPhone 6:
- You can make a purchase only if you have access to the Internet.
- Some stores may ask you with such a payment to additionally enter the PIN of your bank card or sign a check, which will be displayed on the screen of the smartphone.
- If the terminal requires you to enter the last fournumbers of your card, then you need to enter the Wallet, click on the "i" icon next to the desired card and enter the numbers indicated next to the caption "Device Account Number". In this case, they are a full-fledged substitute for a bank card number.
- If the terminal asks you to choose between a credit card and a debit card on your screen, you should stop on a credit card.
Virtual Shopping with Apple Pay
Consider using Apple Pay for app purchases:
- You can pay for this or that purchase by clicking on the button-combination of a branded apple and the inscription Pay, as well as with the prefixes Buy with ..., Donate with ...
- Check all data or enter required.
- If payment is required by another card, then tap on the ">" next to the one offered.
- At the request of the system, place your finger on the Tooch ID sensor.
- Do not remove your hand until the "Done".
Now let's look at how to use Apple Pay on iPhone 6, making purchases on websites:
- Find the familiar button "Buy using Apple Pay", click on it.
- Check the data, enter the required information.
- Make a purchase by placing a finger on the request of the system on the sensor Tooch ID.
- Remove your hand as soon as the "Done" appears.
Refer to specific examples of payment with Apple Pay in Russia.
Issuing banks and stores supporting Apple Pay in Russia
Credit organizations issuers, payment systems that support Apple Pay:
- Sberbank;
- VTB 24;
- "Alfa Bank";
- Raiffeisen Bank;
- Tinkoff;
- Binbank;
- Beeline;
- "Promsvyazbank";
- Gazprombank;
- "Opening";
- "Bank "Saint-Petersburg";
- MTS;
- "Corn";
- "Megaphone";
- "Yandex money";
- Rocketbank;
- "Russian standard".
Before using Apple Pay on iPhone 6, you probably wanted to know which stores and restaurants have terminals that use this payment option. Today there are more than a hundred thousand. Among them:
- Auchan;
- "Tape";
- "M Video";
- Pyaterochka;
- "Burger King";
- Starbucks;
- "El Dorado";
- TSUM;
- "Carousel";
- "Messenger";
- "Crossroads";
- "Mediamarkt" and others.
Applications and sites where you can use this means of payment:
- Rambler Cash Desk;
- Aeroflot;
- "Poster";
- "Film Search";
- Yandex.Taxi;
- "Platypus";
- Biglion
- OZONE;
- Lamoda, etc.
About security
Before using Apple Pay on iPhone 6,It is important to ensure the reliability of such payments. Due to objective reasons, this means of payment is considered more reliable than traditional bank cards:
- Payment requires only a fingerprint of your finger or a digital code that only you know.
- Your smart card and Apple server do not store your card number.
- When you pay your card number and personal data are not available to the seller.
- Transaction information is anonymous.
- With virtual purchases, the seller sees only the information about you that you enter.
If you lost your iPhone or it was stolen, thenno one else can pay for their purchases through Apple Pay, because This is impossible without the code and fingerprint of your finger. In addition, the service of this payment system can be remotely suspended by contacting the support service of the issuing bank, or through the "Find iPhone". In this case, the lost device does not have to be connected to the Internet.
Other matters
Answer the most popular questions:
- How to view your transactions? This can be done in Wallet - the last 10 transactions are displayed there.
- Do I need an internet connection when paying? Yes, this is a necessary condition.
- Is there a fee for such a payment? The buyer pays only the amount of his purchase, the commission is the seller’s concern.
- What terminals accept this means of payment? Contactless PayPass, PayWave, NFC with the mark of payment using Apple Pay.
Here we have dismantled all the main points abouthow to use Apple Pay on iPhone 6. The most important thing that gives this means of payment is a safe and easy payment using a smartphone, which has now become your wallet.
