In any bank branch they sell silvercoins of the Savings Bank, which often acquire as a gift or for a profitable investment of their savings. These coins are made by real masters of jewelry from silver of the highest quality. They depict important historical episodes from the life of our state. Sberbank issues both gold gift coins and silver ones. In this article, we will touch on the description of the latest products, since they are most readily available for purchase to ordinary people, based on the lower cost of silver in relation to gold or platinum.
Types of silver coins
These coins come in two varieties: investment and anniversary (memorable). Each of them has its own parameters and characteristics.
1. Investment products
Such silver coins of Sberbank specificallyThey are created for investment of savings with the subsequent profitable sale of them, if necessary. The quality of the metal used in the manufacture of coins has a higher test, so that the product is highly sensitive when exposed to air or human hands. To ensure that coins do not lose their color and do not fall in price, they should be stored in special transparent cases.
2. Jubilee and commemorative coins
Such products are minted in small batches, on themvarious historical events or dates, especially important for our people and state, are displayed. Basically, such coins are in demand among collectors-numismatists, are a good souvenir, perfectly suitable as a gift.
Coin "George the Victorious"
This investment coin is themass among themselves similar. It was produced during 2009-2010. From 2011 to 2014, the coinage was suspended. But since 2015, this product was again produced, with a series of about half a million copies. The products are made of 999 silver, weighing just over 31 grams, with a nominal value of three rubles.
The coin "George the Victorious" is sold in a special transparent plastic box, installed in a cardboard box, which allows you to store a valuable item in the proper conditions.
The first such coins were minted from goldin 2006, then silver appeared. The first option is also the most massive in production - over 27 thousand kilograms of high-grade gold was spent for their manufacture.
The cost of the silver version of this coin is about 2 thousand rubles.
The cost of silver coins of Sberbank
The cost of the described products is different andvaries from 2 to 60 thousand rubles apiece. The price of a coin is primarily affected by its type and purpose. Thus, the cost of memorabilia is affected by their circulation and the quality of coinage; the price of investment coins is equal to the value of the metal from which they are made.
For example, the silver coin of Sberbank:its price and prestige depend on the mass of the specimen, the quality of the sample and the place of sale. In the capital, such coins are much cheaper than in the regional offices, because there is no cost for the delivery of products, which necessarily affects the value of the goods.
What coins can I buy from Sberbank?
The bank offers a large number of its productsfrom various precious metals for sale. There are many silver coins with face value from one to one hundred rubles, which depict episodes of historical events, scenes on the theme of the Armed Forces or sport. There are coins depicting animals and plants from the Red Book, zodiac signs, temples and cathedrals of Russia.
Sberbank also issues commemorative coins,They are very popular among collectors and numismatists. On these copies are minted images dedicated to round historical dates and events related to the Olympic Games in Sochi in 2014.
Coins with images of Russian historical figures and dedicated to the Great Patriotic War are equally popular.
Each product is supplied with a state certificate of quality. All silver coins of Sberbank are made of pure metal 925 and 999 samples.
How to buy?
You can buy coins in any branch of Sberbank or on the official website of the organization. To buy, you need to have an identity document with you and the necessary amount.
After completing the transaction, the buyer must be issued special papers confirming the purchase and sale: the receipt and the expense order and the quality certificate of the product.
When storing a coin, remember thatany small defect or scratch on the surface can reduce its cost by several times. After all, a person acquires not only precious metal, but also a work of art.
The result
Silver coins of Sberbank are very reliableinvesting their savings. They will always be close to their owner, no one can give them on credit to another person, as many banks do with the deposits of their clients. Therefore, savings do not depend on the economic component of banking. Monetary inflation lowers the exchange rate of the state currency many times faster than it does with precious metals. Even on the contrary: the prices for gold, silver and platinum often exceed the psychologically acceptable bar.
It should also be taken into account that this is not simpleinvesting their accumulated money in precious metals, and investing in a highly artistic work. How much is a silver or gold royal ruble hundred years ago now? According to the most conservative estimates, the price of coins of tsarist times is 3-4 times the cost of the metal itself. For how much now it is possible to sell the Soviet jubilee rubles in denominations of 1 and 3 rubles? At least a few dozen, or even hundreds of times their nominal value. That's why more and more people try to trust their savings not to banking organizations that can go bankrupt at any moment, and then search for winds in the field, and silver coins and other coins of banks in the countries where they live. Banks, countries, peoples can disappear and change, but silver and other expensive metals will always be valued, and nothing will happen to them.
