In Russia, with the onset of the crisis, a hugespreading micro-loans and micro-crediting. Every year more and more similar organizations appear in the country. You need to know what opinions customers have about them. After all, dubious and even unscrupulous firms are full. What does your "money" receive? Does this corporation provide quality services and do not deceive? Financial issues in general require separate and huge attention. Sometimes, taking a micro loan, you can bring trouble on yourself. So is it worth it to resort to the help of "Your money"? Is it worthy of attention? Or is it the most common microfinance organization, from which it is desirable to stay away? About all this further.
What does
To start:what does our organization do today? Does it really deserve attention in its focus? If you need a quick loan or loan, then yes. "Your money" is a microfinance organization. It gives out, according to the creators, profitable loans and loans. And instantly. And without unnecessary paper red tape.
В принципе, деятельность корпорации "прозрачна".The competition in Russia is really huge. After all, as it was already said, microfinance organizations get a huge spread at the moment. In any case, for the direction of their activities "Your money" reviews get positive. There is no deception or "scam". Need a loan or a loan as soon as possible? Then you have come to the right place!
Spread
By the way, our today'sorganization on the market for quite some time. And she for all this time has helped many citizens. Yes, the competition is increasing, but "Your money" still works. Moreover, it has been known for 5 years already. In 2011 it was opened in Moscow, and now it is distributed throughout Russia.
However, so far it is not as good asI would like to. "Your money" address has a variety. And in different cities of the country. There are a lot of them in Moscow. And it pleases. That is, we can say with confidence that there is no deception before us. Scammers rarely distribute their "left" firms throughout Russia, and even openly advertise it.
If you want to know specific addresses,it is recommended to use the official page "Your money". Offices will be displayed on the interactive map of selected cities. There you will see full addresses. No deception! Everything is very clear and simple. So, you can trust our today's organization. For this, she receives many positive opinions from potential clients. Yes, the microfinance organization is in itself a big risk. But, as it is easy to see, "Your money" has existed for a long time. And it does not hide from anyone, it constantly develops and opens new and new branches in different cities of the country. Scammers so clearly will not do. It is painfully suspicious and dangerous.
Do not know where to turn in Moscow forservices from the organization? Then look at the interactive map on the main page "Your money". The head office is located on Pervomaiskaya street, house 73, building 6. Here (and not only) you can get a personal loan or loan. At Taganska 1 (building 1), as well as on Open Highway 5 (building 11), you also have the right to use the services of the organization.
But the details of the receipt, as well as allThe questions you are interested in are asked on the hotline. To do this, dial 8 800 700 22 29 on the phone. This number is suitable for all regions of Russia. Here such contacts are available at the company "Your money".
Service list
Of course, a huge role is played by variousservices that a company can provide. To be honest, nothing special about "Jet Mani" (which is sometimes called "Your money") is not. This, as already mentioned, is a microfinance organization. It is not entirely clear what exactly it can offer its customers?
Credits and loans. And on favorable terms.In any case, so many people assure. Low interest, fast registration. In principle, this completes the list of services. If you specify a little, you can notice several directions of the organization.
The first is issuing short-term and fastloans for any needs. True, the term of payment is not too big. We should not be surprised, because we will deal with a short-term loan. Nothing complicated, right?
The second is short-term loans. Almost the same as credit. But here overpayment, as a rule, is slightly less.
The third one is a loan "to payday".This is the kind of service that attracts most consumers. Money before paycheck is perhaps the most popular and widespread service for all microfinance modern organizations.
All this generates a company called "Yourmoney. "Positive feedback: You can say that you have the right to apply here when you urgently needed money, and you do not have to worry that the process will" drag out "or require a lot of papers from you. What are the advantages and disadvantages of the clients?
Capabilities
"Jet Mani" gets pretty good, thoughsometimes skeptical reviews about their capabilities. And it's not about services at all. And about how they are provided. The thing is that "Your money" is a microfinance organization that does not just offer loans or loans in offices, it's not at all. Among other things, you can get those or other services without leaving home. That is, through the Internet!
This activity is arousing suspicion among many:but is it not deceit? Indeed, most organizations that offer loans and loans through the Internet tend to only deceive their customers. But the MFO "Your money" has been in Russia for a long time. Is she going to deceive her customers?
Not at all.You really can use the Internet and the official page of the organization to issue a loan or loan. However, the issuance of it will happen either in the office (this will have to be noted when drafting the application), or directly to the bank card. The other is not given. Nothing suspicious, although the very option of virtual design does not arouse the confidence of the clientele. In any case, trust the organization called "Your money" is worth it. Even on the official page it is indicated that you can either apply to the office to get a loan or resort to a very dubious step - the use of the Internet. The choice is yours.
Conditions
What does the firm "Your money" offer forloans and loans to their customers? How to assure many - profitable. And even very much. You can say, to some extent they are tempting. This is both pleasing and alarming at the same time. After all, few people in the modern world trust microloans and loans. Someone has already "fallen for the bait" of such organizations, some simply rely on extraneous errors. So the conditions for providing services are given great attention. What does our current corporation offer?
The main thing is that you will definitely beguaranteed registration in two accounts. No unnecessary paperwork, long waiting, or anything like that. A quick loan with an organization called "Your money" is a reality. The borrower must be 18 years old. Perhaps this is the only essential condition.
To receive services from you will only needpassport. And no more third-party documents. If you are a pensioner, you can also present a pension certificate, but this is not necessary. And no matter how you make the design - through the Internet or in person. One passport is enough.
Кредит имеете право взять на месяц или любой other small term. True, you will be asked to register for a permanent source of profit, and also specify what interest is paid in "Your Money" on loans. At the moment, the rate is about 2% per day. The maximum can be "borrowed" 25 000. And nothing more. So the organization has limitations. And this also pleases - no one will deceive you, everything is explained in detail.
Speed
Special attention deserves such factors ascustomer service speed. After all, too many of them "stare." The loan "Your money" can be taken, as you will be promised, in just 5 minutes. That is, instantly. Approval takes place on the spot, in the office. And the issuance of cash - too.
If we are talking about an online application, the loanor a loan will come to your bank card. All this (including registration) takes about 10 minutes. It does not matter whether it is day or night. The speed of customer service in our organization today is quite high. This approach pleases visitors. Now, if you urgently need money, you can solve this problem in just a few minutes on very favorable terms. So pay attention to your money.
True, sometimes online applications are processedfor a long time (about a day). This happens very rarely, do not panic. Users recommend waiting just a while. The main thing is not to try to re-arrange the loan. "Your money" will take this decision as a second loan. And after a while you will receive two approved loans at once. Not the best option, because to return the excess amount just like that, without interest, will not work. So, if the application is processed for more than 10 minutes, do not panic anyway. And certainly do not create a new one.
Service at the personal presence of "Yourmoney "receives only positive feedback. Indeed, fast and well-coordinated work. Just what you need. There are usually no queues in offices. Yes, and if such occur, they very quickly diverge - citizens get approval for loans and borrowings, then they simply leave. There is nothing special about it. So, “Your money” (the phone number and the exact address of the branches can be viewed on the official page of the organization specifically for your city) is a corporation that really deserves attention. You can trust it.
Communication for debt
Separate attention in our today's questionrequires such a topic as debt repayment. Or rather, the organization’s communication with debtors. This moment is extremely important, and many consumers pay attention to it. The thing is that the microloan "Your money" offers to extinguish, albeit on favorable, but at the same time very costly conditions. Yes, most customers are satisfied - they just try to take small amounts for a short period of time. And there will be no special overpayments. Only here the problems in this area still exist.
Which ones?If you will be charged for the debt, most likely, you will very quickly regret that you contacted an organization called "Your Money". Why? After all, this company transfers almost all its affairs to collectors. That is just enough to delay the payment once (especially if the amount is large), as collection companies will take action.
Pay attention to the fact that you willoffer to pay debts. If you do not do this, threats will go. Moreover, as many clients of “Your money” note, even if you have already paid off the debt, you will not be disturbed. In other words, it will be by all means to choose these or other means. Not the best case scenario, but it takes place.
With all this, "Your money" denies illegalitytheir actions. In principle, they have already tried to squeeze this organization for contacting collection companies. But it did not give any results. Why? Firstly, microfinance organizations are doubtful places. And the court rarely stands in such matters on the side of the borrower. Secondly, it is very difficult to prove the illegality of actions. Only in exceptional cases will justice be achieved.
For all this "your money" reviews does not receivebetter content. In fact, they deceive us. At first they are lured by favorable conditions, and then they begin to actively beat out debts and loans that have already been closed. This is not the rarest case. So beware. Most customers simply advise to keep all checks and receipts for payment for the long term. Indeed, sometimes even several years after communicating with the organization "Your money" collectors can disturb you. We'll have to prove that you paid all the debts to the organization on time and long ago. Only bills will help with this. If they are lost, you can wait for long trials. And, accordingly, monetary losses.
Paperwork
The main advantage that gives "your money"- this is what this organization has no extra paperwork. That is, with a single passport and a few minutes of waiting (although some clients say that applications are considered for about 3 days), you are entitled to take a loan quickly. And only short-term, with certain restrictions, but on favorable terms. No evidence of your solvency, no paperwork! Exactly what is needed! For this, the company earns positive feedback on its activities.
But only some of them don’t really like it.decision. Yes, a loan or a loan is now easier to arrange. But there are no guarantees that the data (contacts) specified in the respective fields will belong to the borrower. Why is this fact alarming?
Some customers have stressed that they were disturbed.collectors for delays or large debts for loans taken in the "Your Money" company. Only there is one small but - no one took a loan there. In other words, someone redirected collectors to innocent citizens. Proving that you did not take out loans and are not actually clients of the organization "Your Money" will most likely have to go to court. If you do not do this, they will constantly bother you. Moreover, you will not be able to prove your point - money will have to be paid. And with all the interest, penalties and other charges. Here such troubles can wait for citizens.
What does your money organization say about this?Nothing. After all, no one checks the data specified when making an application for the issuance of funds! That is, you just offer a loan on favorable terms. And here it is important to consider the speed of service. Otherwise, the organization would not give out microloans. But she could check the accuracy and accuracy of the entered contacts.
Поэтому "Ваши деньги" - довольно сомнительная organization. There are those who really remain dissatisfied after talking with them. This is especially true of "substituted" borrowers. Consider this factor. And if you suddenly began to call collectors, immediately act, prove your innocence! Otherwise, you can get huge debts that have to be paid.
No money left
And here is another point that occurs inrespect of our today's corporation. It pops up not so often, but it does occur. Often, users are trying to arrange a microloan in "Your money" via the Internet, an electronic application. Such an opportunity takes place. But is it worth using it?
Sometimes you risk being left out of money, but withby duty. Already many clients have already complained about such incidents. That is, you take a loan, you approve of it, but you don’t receive any money. But the debt that is accrued daily - this is what you will have after submitting an application in electronic form.
The most interesting thing is to prove yourinnocence is useless. Either you will give a debt, or you will begin to communicate with collectors and sue for a long time. In any case, the incident unpleasant. Thus, "Your money" has a somewhat ambiguous popularity.
Forgery
Then from where on the Internet you can find so much.rave reviews about our organization today? What is she really like? Why do customers remain generally not completely satisfied with the work of the corporation, but leave positive opinions about it?
"Your money" (Moscow and other cities), iftake a good look, uses a very interesting scheme of work on the Internet. She buys positive opinions for the most part. In other words, all the flattery addressed to the organization is a fake. And it is used to attract customers. To believe these words or not is everyone decides on their own. So, blaming “Your money” for fraud is useless. No one makes you believe in the truth of publications. You make the final decision yourself.
So “your money” is an MFI thatfor a long time in Russia lives and thrives. With all this, she uses the long-known schemes of promotion of the corporation. And you have to take into account this fact. Otherwise you may be left with debt, but without money in principle.
Outcomes
How can you come to conclusions from allthe above? To be honest, “Your money” is a really working company. It provides short-term loans, as well as loans. The interest rate here is slightly overestimated, but in general conditions are favorable.
Does this corporation trust?Frankly, you should be skeptical of her. "Your money" is not much different from its competitors - there is both deception and its tricks. Some recommend becoming clients of this company only in extreme cases. Then, and only then, will many problems be avoided.
So "your money" is justanother microfinance company, of which there are already many in Russia. It attracts customers with purchased reviews (not always, but in most cases), as well as a variety of favorable conditions. For the consequences of the responsibility will have to bear the borrower. It is impossible to predict them. Even fully paid loans are often open here. Credit "Your money" is a solution for those who urgently need money. And to agree to contact with the corporation, to be honest, you need only when you are in a stalemate. It is better to avoid microfinance organizations, if there is such an opportunity! The company "Your Money" is not an organization that can be blindly trusted!
