On the territory of the Russian Federation worksabout 600 different banks. Periodically, this figure changes - some organizations close, new ones take their place. And it is precisely because of some instability that modern people, before turning to somewhere for services, will first learn about the reliability of an enterprise.
However, there are organizations that can be trusted and so. They are in the TOP-100, as a rule. And I would like to note a separate attention rating Sovkombank, which is advertised well.
general information
So, the subject matter is universal.Russian bank, headquartered in Kostroma. This is a public joint stock company. The rating of Sovcombank is high: the institution ranks 19th among all financial organizations in Russia. The amount of its assets is more than 501 billion rubles (at the time of December 2016).
The organization is also included in the state deposit insurance system, which is an additional reason for confidence (the maximum amount of compensation is 1,400,000 rubles).
By the way, there is a bank since 1990. True, initially he had a different name. And it sounded like "Buycombank".
It is worth noting that the organization is not under the actual control of a natural or legal person. Its beneficiaries are a group of Russian businessmen and key members of Sovcombank management.
Investment activities
This area is very loved financially.organizations. That's just not every one of them can prove itself properly. But the rating of Sovcombank is impressive. Moreover, on December 9, 2016, the annual Cbonds Awards award ceremony took place. The best Russian banks were candidates for the award. And the nominations were 24. “Sovcombank” became the winner in two of them. He was recognized as the best investment bank for working with municipalities and entities and the organizer of the secondary placement of bonds.
The organization also received two second places. As the 2nd best investment bank, working with companies 3 and 2 echelon of borrowers, as well as with financial institutions.
After the ceremony, the vice chairThe board of the organization said that, despite the fairly high level of competition in this field of activity, they will strengthen their position in the priority investment area in our time.
Official confirmation of reliability
At the end of November 2016, it was announced thatSovcombank's credit rating is now marked “A-”. It has been assigned by an organization you can trust. Namely, an analytical credit rating agency (ACRA).
Leading experts say:Sovcombank boasts stability. He has a satisfactory position on the risk profile, has a good liquidity management policy, and also has a very adequate business profile.
Also, attention was marked by the organization's sustainable franchise in the field of retail lending and the strengthening positions in lending to a solid business.
Active development
Как уже можно было понять, очень неплох рейтинг Bank "Sovcombank" reliability. 2016 is more than that. Why? Because in 2016 there was a lot of offices and branches of this bank throughout Russia. This demonstrates the reliability of the organization and the universal demand for its services.
Own offices appeared in October inpopular resort cities are Sochi and Yessentuki. Also in the capital of Karachay-Cherkessia and the city of Donetsk, Rostov region. Back in November 2016, one branch was “added” to Yaroslavl, Novokuibyshevsk, Neftegorsk, Leninogorsk and Tchaikovsky. But that's not all. Not long ago, offices were opened in Vilyuisk, Yakutsk, Kurtamishe, Vyborg, Volkhov, Rostov-on-Don and Tevriz (urban-type settlement).
In general, according to the most recent statistics (06/01/16), this bank serves about 1,500,000 people living in 947 locations in 65 different regions of the Russian Federation.
Customer Support
As you can see, good and reliablethe organization is Sovcombank. What place in the ranking it takes, it was also said. Now you can note the attention of some special offers, demonstrating the organization in the best light.
There is an excellent improvement program in this bank.credit history. And many use it. It is carried out in three steps, and the first is known as the “Credit Doctor”. The meaning is as follows: a person, by providing a passport and a second document to choose from, takes a small loan - 4,999 or 9,999 rubles (for a period of 3 to 6 or from 6 to 9 months, respectively). 40% per annum. This is a loan that is not taken to help yourself financially. And to “clean” your credit history. By borrowing 5,000 from the bank, according to the results of the term, the person will give 5,500 p. He will receive not only a “plus sign” in his credit history, but also another MC GOLD card and insurance for 50,000 r.
The second step is the Money to Card service.10 000 or 20 000 rubles for 6 months under the same interest with the same principle. The third step is Express Express. Loan at 29% or 39% per annum in the amount of from 30 to 60 thousand rubles for a period of 6, 12 or 18 months.
Having passed all three steps, a person is guaranteed to “bleach” his credit history. Not surprisingly, Sovcombank has an excellent rating. Reviews of his clients, by the way, once again confirm this.
For business
This financial institution works not only withindividuals, but also with domestic enterprises of various directions. And for this kind of activity, Sovkombank has everything it needs. At what place in the ranking it stands, it has already been said. Now a few words can be said about business services, due to which he, in many respects, has achieved such a high position.
For example, the bank offers each client to become his partner, agent or representative for services for legal entities.
That's not all.Also provided are services in the capital market, which relate to the issuance of bonds and the development of a direct investment business. This also includes securitization, syndicated loans, provision of guarantees to the Central Bank of the Russian Federation, bridge financing, issuing documentation, analytics and much more.
What else is worth knowing?
Experts who determine what place inthe rating is occupied by Sovcombank; they agree: at the national level, this organization is fully responsible for its credit obligations. It is reliable for investors, and resistant to stress. At the international level, of course, Sovcombank can also repay its obligations, but it is subject to the influence of negative factors more strongly.
In general, his popularity is growing.Over the past year, for example, significantly increased the volume of deposits of the population - by 1.83%. The total amount of deposits, by the way, is 105,082,313,000 rubles. That is, Sovcombank ranks 25th among all Russian financial organizations in terms of deposits. What is also a worthy indicator.
