Today we have to determine which NPFs"Steel Fund" rating among other funds. Also it is necessary to understand, how much the given organization is stable and reliable. After all, choosing a non-state pension fund to form a funded part of a pension is not so easy. Therefore, it is necessary to pay attention to the numerous factors that influence the opinions of clients. Reviews often help to judge the integrity of an organization. And in the case of the "Stalfond" the situation is exactly the same. What do customers and employees say about the pension fund? How does it qualitatively provide its services? And what places in the rating of non-state pension funds are in Russia at the moment? It is not so difficult to understand all this. Only after the formation of a complete picture of the NPF is it necessary to make a decision to open a deposit and start saving money for old age.
About activity
What does SPF "Stalfond" do? Rating among other funds, indicators of trust and profitability - all this is very important. But first, customers need to understand why they need to contact the company.
"Стальфонд" - пенсионный фонд, который занимается insurance of citizens. That is, it allows to form pensions of the population. In addition, as the leaders assure, when opening a deposit, you can slightly increase the available funds on the account. This is the profitability.
For the nature of its activities NPF "Stalfond"reviews are mostly positive. No deception, no specific functions. Just a place in which it is proposed to form accumulations for old age, and also to increase them in a passive form.
Around the country
The next nuance, which is taken into account, is the spread of the fund across the country. More credibility is caused by large organizations. This is exactly the pension fund "Stalfond".
He has been working since 1996.Branches of the company are available in almost every city in Russia, even in the smallest settlements. On the official page of the "Steel Fund" you can see the exact addresses of the organization in this or that region. There are no problems in this.
Многих радует то, что "Стальфонд" является a large firm. This, as assured by potential and real customers, inspires confidence. In any case, a large pension fund is unlikely to be closed quickly. So, the money will not be lost. This opinion is shared by many residents of the Russian Federation. Thus, the scale of the organization indicates that it will not work with scammers
Rating of popularity
What is the NPF "Stalfond" rating among othersfunds? It is very difficult to answer this question. After all, statistics show different places. Much depends on the interviewed audience, as well as on the main evaluation criteria.
As a rule, the "Steel Fund" is among the 15the best non-government pension funds in Russia. Most often you can see this organization in 10-12 places. It is this indicator that is recommended to orient the population.
It turns out that this fund is not the best inRussia. He has his shortcomings, which push the organization away from the leading positions. Nevertheless, NPF "Stalfond" rating among other funds is not the worst. You can trust this company, but do not consider it ideal. Some shortcomings still need to be prepared.
Profitability
The following evaluation criterion, which is oftenturns out to be decisive - this is the return on deposits. What is the NPF "Stalfond" profitability? This question is of interest to most potential customers. After all, not all set a single goal - the retention of pension savings. Some people want to get a good return when they open a deposit.
In this area, the "Steel Fund" earns verymixed reviews. There are even negative opinions. Why? All due to the fact that initially JSC APF "Stalfond" promises an annual yield of 18%. But in practice it turns out that the yearly growth is about 8-8.5%. The difference between a real picture and promises is serious. This repels some.
Nevertheless, this phenomenon is easily explained.It's about inflation. In the conditions of the current crisis, it is not possible to provide the desired yield. A similar situation with profitability is available for all APFs. It is clear only one thing: the pension fund "Stalfond" really increases the accumulation. Not too strong, but there is still a return.
Trust
It is worth noting that the level of trust is also playinga certain role. He points out how much the population believes in the stability of the work of the organization. At present, the NPF "Stalfond" is not at the highest place in terms of the level of the trust.
Nevertheless, the trust is still high.According to statistics, it is estimated by the estimate A +, or AA. This is a characteristic that reflects the status of "High Confidence". Nevertheless, the best indicator of the trust is AAA or A ++. Prior to it, the "Steel Fund" did not get there. And for all the time of its existence such a mark has not been achieved.
This is not an excuse for not investing.After all, the population's confidence is still quite high. So, we should not be afraid of cooperation with the organization. In any case, it gives its customers a sense of security for the invested money. This is how some of the depositors express themselves.
There is only one thing - the pension fund "Stalfond" really increases the accumulation. Not too strong, but there is still a return.
Service
The quality of service is another componentcustomers. This factor plays an important role in the immediate evaluation of the company's work. There is an NPF "Stalfond" "Personal Cabinet." It allows you to work without problems in the network with the services of the organization. If necessary, you can order a statement on the status of the account. Or even get a consultation of employees. Only, as many customers say, "Personal Cabinet" works with some interruptions. References are made for a long time, it is not always possible to authorize. Small, but still disadvantages.
But in the offices of the "Steel Fund" things are different.The speed of service leaves much to be desired, but if you believe the opinions of visitors, employees answer all questions. They are trying their best to attract new investors. Some such initiatives seem suspicious. But it does not express a direct negative.
The conclusion of contracts occurs without specialproblems. Only, as some say, the "Steel Fund" is not the best way to clarify the rights of depositors. Because of this, there are opinions according to which the studied pension fund are scammers. At the same time, we should not forget that the organization has won the trust of visitors and has been working in Russia for a long time. This means that such accusations are groundless.
From now on it is clear how the "Personal Cabinet" works at NPF "Stalfond", as well as offices. In general, there are no serious complaints. But on some shortcomings the population focuses.
About payments
How does a non-state pension fund pay pensions? In this area, the NPF "Stalfond" reviews clients' earnings, as in most cases, ambiguous. Why?
On the one hand, money is paid.If desired, a citizen at any time has the right to terminate the contract and transfer the savings to another organization. On the other hand, payments sometimes come with delays. Similar situations take place in almost all APFs, but the leaders of the rating for Russia usually do not take them so seriously into account.
Despite the delay, the "Steel Fund" does not caretransfers funds in the established amounts to its customers. So, it fulfills obligations. Accordingly, it is not worth completely giving up cooperation.
Miraculous merging
Последнее, что должны учитывать потенциальные depositors, is that in 2016 the "Steel Fund" ceased to exist as a separate organization. It merged with another private pension fund. And now its name is "The Future". This is the same as the NPF Stalfond. Address of the head office: Moscow, Tsvetnoy Bulvar, 2.
The "future", as practice shows, is in great demand in Russia. The level of trust in this fund A ++, this organization occupies the same positions as its component (the "Steel Fund").
Делать ли вложения?Everyone decides for himself. The main thing is that the APF really pays money, it allows to ensure a good profitability and qualitatively serves customers. The organization with its minuses, but they are at all. It is now clear what NPF Stalfond has a rating among other funds on the basis of the main evaluation criteria. This is by far not the best place for the formation of the funded part of the pension. But not the worst. If you want, you can save and even increase a little in the "Steel Fund" money.
