How to find out where my funded pension is?This question interests many. The topic is really very serious. Indeed, at the moment in Russia, the provision of old age is mainly formed from pension payments by the state. They are divided into main and cumulative parts. The latter has to look for from time to time. You don't really want to lose a rather important component of money prepared for old age. What solutions are available? Where to go for information on finding the funded part of the pension?
We decide
For a start, it is worth considering one very interestingfact: until recently, a similar problem did not arise. After all, the entire pension was fully at the mercy of the state. Only recently in Russia, the system has undergone a change. And now you need to independently, albeit partially, ensure a comfortable old age. The so-called funded part of the pension helps here. These deductions serve as a kind of addition to the basic payments. But how to find out where my funded part of the pension? This is not as difficult as it seems. The main thing is to prepare in advance for the process.
Possible options
So how do I know where my pension (cumulativepart)? The thing is that modern citizens are offered several options to solve the problem to choose from. You have the right to use absolutely anyone. Some methods quickly give the necessary information, somewhere you have to wait a bit. But in the end information about the location of the funded part of the pension will still be known.
What is offered to the public? If you have forgotten or, in general, are not aware of where some of your savings are stored “for old age”, simply contact the following authorities:
- Territorial department of the pension fund.
- Accounting of your employer.
- FIU.
- Any bank.
- Portal "State Services."
- Third-party Internet services.
By territory
Thought how to find out where my pension is(cumulative part)? To do this, you can use any method suggested above. Further, we will tell about each method in more detail. All have their own characteristics.
The first and easiest way is to contactterritorial pension fund. You will only need an identity card and SNILS. Apply with the appropriate statement, you can sometimes even orally. Fund employees will have to check the base of your funded pension, and then give you information. Important: this information is not disclosed to third parties. Therefore, it is important that in addition to SNILS you have a passport with you. Other identification cards are usually not accepted in pension funds.
Through the employer
How to find out where your funded pension is?To do this, you can contact your employer. You will need to go to the accounting department of the organization where you work. After all, it is from the salary that interest is initially transferred for the formation of savings “for old age”. All you need is to ask the accounting department to give you information about the transfer of your pension to a particular fund. You can express your desire in written or oral form. After you will be given the necessary data. Nothing difficult. True, this method is not always appropriate. Few people use it.
FIUs
Where can I find out about the funded pension?You can contact the Pension Fund of Russia. In his main branch. It stores information about all pension contributions. To obtain the necessary information, you will need to show your passport, as well as SNILS. According to these data, the staff will report the information you are interested. Sometimes they may ask to write a request-statement in writing. Not too frequent, but it takes place.
Bank
Where to find out the size of the funded part of the pension and itslocation? Any big bank can help here. And, more precisely, those financial organizations with which the Pension Fund of Russia has concluded contracts. Usually these are large organizations like VTB and Sberbank.
It is in these banks you can get data onfinding pension contributions. To do this, you will need to make a request statement and attach your ID and SNILS to it. After some time, the bank will check the accounts of pension funds in Russia. Then it will give you information about your condition. Its location will also be brought to your attention. It is a common option that is not so difficult to implement.
"Gosuslugi"
How to find out where your funded pension is?At the moment, even the Internet is able to help in the implementation of this idea. More specifically, the portal "Gosuslugi". It appeared not so long ago, but already now it makes life easier for the population. You will need to register for the service, and then go there authorization. Pay attention to the fact that this process takes several weeks. After all, after registering a user, your profile must be activated. Once you have a working account, you can proceed to action.
Further information is ordered in the "Personal Account".To do this, in the list of offered services, select the corresponding request. After some time, you will receive information of interest to you. But how to find out where my funded part of the pension is with the help of the Internet?
Other ways
A variety of Internet services will come to the rescue!They help to quickly obtain information about any citizen and his cash savings. Including retirement. All you need is to collect information about the account holder, as well as your phone number. It's all. You can wait for information about the cumulative part of the capital deferred "for old age".
Just remember - 99% of Internet services (forwith the exception of "state services") are a hoax. In fact, check the location of the pension in this way will not work. It's just a divorce of citizens for money. They will be deducted from your account on a mobile phone. This is normal. Therefore, try to use only proven methods for solving the problem. You will only need a passport and SNILS, sometimes TIN. And a little patience. Now I understand how to find out where my funded part of the pension is.
