The question of how many rubles in hryvnia, alwaysworried Russians and Ukrainians, who often cross the border of two states. Recently, it has become even more relevant due to the fact that Ukrainians began to shop more often in Russian online stores, and Russians - in Ukrainian. In addition, the exchange rate is necessary to know businessmen whose earnings are related to fluctuations in the value of hryvnias in relation to rubles. To avoid misunderstandings and exchange money to your advantage, you need to know how Ukrainian money is converted into Russian and vice versa.
Forward and reverse exchange rates
The national currency of each stateexpressed in any other currency unit using quotes. It is necessary to distinguish the direct quote from the reverse, or indirect. With the help of direct quotes, foreign currency is expressed in national and takes the form of prices. It displays the amount of currency that falls on one unit of the quoted currency. When indirect quotation is determined by the amount of quoted money per unit meter. Sometimes the exchange rate is expressed in terms of the third currency: such a need arises if currencies are poorly convertible. This method is called "cross-rate".
Quotes examples
How many rubles is the Ukrainian hryvnia?To answer this question, it is necessary to conduct a direct quotation. With the current rate of 1 hryvnia costs about 3.4 rubles. The calculation for 100 hryvnia will look like this: 100 * 3.4 = 340 rubles. This value will be the answer to the question of how much Russian rubles are in hryvnia.
And how many Ukrainian hryvnia in the ruble?In fact, the ruble is about UAH 0.35, or 35 Ukrainian kopecks. To find out how much hryvnia is contained in any other amount of rubles, it is required to calculate the rate using the reverse quote: 100 / 0.35 = 285.7 rubles. This means that 100 UAH is contained in 285.7 Russian rubles.
Difference between values for direct and indirectquotes are called margin. The margin when setting the hryvnia to ruble rate is higher than the margin when exchanging any of these currencies for dollars or euros. This is due to the fact that more convertible currencies have a lower margin. However, there are many currency pairs for which the margin will be much higher.
Modern delusions
When the government announces that 1 hryvnia is equal3.4 rubles, many interpret this fact in terms of reverse quotes. In fact, this approach is wrong, it is contrary to logic. Other people who are not familiar with the subtleties of quotations perceive the reverse course as direct. There are cases when citizens resort to double quotes: transferring first from Ukrainian money to Russian, and then carry out the reverse calculation.
All these errors lead to numerous misunderstandings and financial losses.
Course dynamics in recent years
How many rubles in the hryvnia were before?At the beginning of the century, i.e. in 2000, 1 hryvnia corresponded to approximately 5.1 rubles. In 2002, the Ukrainian currency reached a peak in relation to the Russian one: the average rate was 5.95 rubles. to 1 UAH After 2005, the ratio changed mainly in favor of the ruble. In 2007, for 1 hryvnia, 4.83 rubles was already given, and in 2008 - 3.82 rubles. Such a dramatic change was caused by the crisis, which increased inflation in Ukraine.
Until 2013 inclusive, the hryvnia barely reachedcost 4 rubles. At the turn of 2013 and 2014 another sharp change in the exchange rate occurred: now for one unit of the Ukrainian currency in exchange offices they request only a triple amount of the Russian one. The minimum cost of the hryvnia was about 2.7 rubles, but by mid-2014 it stabilized at the 3: 1 level.
The exchange rate between currencies changes daily.As of July 2014, the average fluctuation per one working day ranged from 1 to 5 points, with each item corresponding to one Russian penny.
When should I change money?
Россиянам, которые планируют поездку на Украину, it is necessary to take into account: only hryvnias are involved in all household calculations (purchase of food or souvenirs, payment for travel, etc.). Exchange of hryvnia for rubles and vice versa can be made in almost every bank. Those who are just planning their budget for the trip ask questions: if I give 100 rubles, how many hryvnias should I get? As already noted, the approximate ratio now fluctuates around the mark of 1/3 (1 hryvnia - 3 rubles). Given the difference between direct and reverse quotes already considered, it is easy to determine the approximate amounts and plan your budget.
When the question of how many rubles in hryvnia,resolved, the following arises: where to change the currency? The exchange is best done on site. Leaving Russia, it is difficult to guess in advance how much money will be spent. On the spot the situation is always cleared up. Moreover, there are no problems with currency exchange in Ukraine: there are exchangers at airports, railway stations, banks, and shopping centers. Privokzalnye and airport exchangers often work around the clock, although the rate in them may not be the most profitable.
Если у путешественника есть платежная карта, то the procedure becomes even simpler: you can withdraw the hryvnia in ATMs from Russian cards. You must first clarify the details of this procedure in your bank.
How to find out in advance how many rubles are in hryvnia?
На просторах интернета можно найти разнообразные calculators to help calculate the course. As a rule, they have relevant information and can give a more accurate idea of how much money a person will receive as a result of the planned exchange. Even more accurate data can be obtained on the websites of banks that publish fresh rates daily. But not every bank on the site has a calculator, so you need to be ready to make calculations manually.
