Если только лет десять назад мало кто мог себе to imagine that the word "mortgage" will be so often used and mentioned in everyday life, but today everyone should know the value of the mortgage. But there will always be people who, for various reasons, simply were not interested in such a phenomenon as a mortgage.
What is a mortgage?The term "mortgage" originates from ancient times and is a descendant of the Greek word Hypotheke. In the literal sense, the word means a pledge. Today, a mortgage means the process of pledging real estate for a loan. The only point is that real estate that goes to the mortgage and is one for which the lender will pay. But at the same time the apartment of the right of ownership is made out on the happy owner of the mortgage. The pledge will remain in effect until the creditor fully repays the loan and receives the relevant securities, which will confirm this.
Such loans are issued for rather longperiods and often on bail of such real estate as apartments, a house with a land plot, premises for business or just land. Typically, the timing of mortgage payments are different and they are set by banks. Exactly payments can be calculated using and understand how much you overpay with equal payments and with early repayment of the loan.
You also need to choose the period for which you can pay the right amount. We offer mainly short-term ones - from three years, and long-term ones - to thirty years.
Such loans are provided by various banking institutions. Types of banks: 1. Banks of commercial type
2. Mortgage lending banks
3. Institutions that have a credit license.
Любой коммерческого типа может предложить на Today there are several programs that are concluded with different conditions and percentages. In this case, it is worth noting that you immediately become the owner of real estate and in fact pay a loan for your own property. There is also the possibility of registering a mortgage for an apartment in a house that will only be built. In this case, you will receive title documents after the house is put into operation.
On any site of a self-respecting bank, you mustit is easy to find all the programs offered by the bank, as well as a special calculator with which you can calculate the interest rate, loan repayment period and the monthly payment amount. But do not be lazy to visit several banks, because the programs that offer banks vary, and perhaps you will find the bank whose terms suit you the most.
