Не секрет, что каждый автолюбитель мечтает стать the owner of his own brand new car, which will please every day his look and soul. Unfortunately, not everyone manages to fulfill his dream. However, those who are not accustomed to retreat before difficulties find a way out. Some borrow money from relatives or friends, others prefer to issue a loan in a bank. Today, this service is provided by many banks, but one of the recognized leaders in the auto insurance industry is, of course, Europlan.
General information about the bank "Europlan"
Bank "Europlan" is an auto financing company, established in 1999 and operating in three main areas:
- Autobank services.
- Auto insurance
- Leasing of special equipment and vehicles (cars, trucks, and commercial).
Thus, today "Europlan" -This is a company offering its clients (individuals and organizations) a full range of high-quality and modern auto-financial services. Over the 15 years of its existence on the Russian market, the Bank “Europlan” has concluded over 130 thousand contracts and deservedly occupies a leading position in the car leasing industry among numerous non-state companies. The company values its impeccable reputation and never ceases to delight customers with high quality service. The main office of the company is located in Moscow, at the address: ul. Small Sukharevskaya Square, house 12.
Mission, values and goals of Europlan
Руководство компании утверждает:their mission is to convey to the world information on why Europlan was created, what is its uniqueness and usefulness. Bank employees strive to constantly improve and be useful to each client. To do this, they are ready to work hard, working ahead of the curve and bravely challenging everything new and unknown.
The company reigns favorable, friendlyatmosphere. Mutual assistance, trust and respect are values that are shared and supported by all members of Europlan without exception. The internal well-established culture contributes to the successful implementation of the main objectives of the bank and is highly valued by satisfied customers.
What banking services can Europlan customers use?
Commercial bank "Europlan" offers everyonemotorists and simply interested persons a whole range of auto-financial services. We are talking about car loans for both new and used cars, high-yielding deposits (“Savings Account” and the so-called “Europlan Contribution”) and premium bank cards “Europlan Autoclub”, which are received quickly, without much hassle and on very favorable terms for customers. Bank Europlan places emphasis on efficiency and quality of work, as well as on the level of qualification and professionalism of its employees. Consultation can be obtained remotely. Due to this, customers have a unique opportunity to use the services of the bank without leaving home. They do not need to personally go to the department. Just dial a phone number - and a polite bank employee will help solve any, even the most difficult problem. In this case, the waiting time will be minimal.
Any operation on a deposit, loan or account inThe present has become possible to implement online. Moreover, even the contract can be concluded, being in hundreds or thousands of kilometers from the bank branch. You do not need to have special skills. It is only necessary to leave a request on the official website of the bank, which will be considered as soon as possible. If approved, all necessary documents will be delivered to the applicant at the house.
The successes of "Europlan"
Thanks to a very simple and understandable for everyoneline of banking products offered by Europlan, its activities have been repeatedly praised by numerous independent experts. For example, in 2013, the Banki.ru portal in the rating of auto loans issued by it assigned the automobile loan “To new cars” an honorable 2nd place.
In early 2014, the RBC Rating Agencyrecognized the bank "Europlan" the most profitable in terms of placing funds for a period of 731 to 1100 days. The achievements of the bank do not end there. Thus, in March, and then in April 2014, the auto loan “On New Cars” won the first place in the ratings of the portal “Sravmazh.ru” as the most profitable of all existing ones. In the same period of time, the portal Banki.ru included the “Europlan Contribution” in the TOP-20 of the most profitable ruble deposits for 1 year with the right of replenishment.
The program "Europlan Autoclub"
When opening a deposit or making a bankcards in "Europlan" every client gets a unique opportunity to become a member of the "Europlan Autoclub" program. Taking part in this program, bank customers significantly save on the maintenance of their vehicle, as they are provided with huge discounts on various services and products. In addition, in accordance with the terms of the program, they are charged bonus rubles, which they can use when calculating in partner bank companies.
Reliability "Europlan"
Why the number of those who chooseexactly bank "Europlan"? Customer reviews provide a comprehensive answer to this question. Both individuals and organizations emphasize the high level of reliability and manufacturability of the bank. In this regard, it should be noted that in 2013 Europlan was assigned an “A +” rating, which indicates a high creditworthiness of the bank. Also, customers can not worry about the safety of funds invested by them in "Europlan" Bank. Deposits are securely protected by the DIA insurance system. In addition, clients ’funds are not used to provide doubtful consumer loans to third parties, and they are invested in assets — vehicles.
Car loan provided by "Europlan"
Especially popular with customers enjoyscar loan offered by Europlan Bank. Addresses of branches, where you need to apply for its design, it is easy to find on the bank website. So, one of the client offices is located in Moscow at the address: Rocket Boulevard, 16 (business center "Alekseevskaya Tower"). In St. Petersburg, the office of "Europlan" is located at the address: ul. Kolomiazhsky Prospect, 27, business center "Commonwealth", 7th floor.
The loan amount can reach up to7 million rubles with an annual rate of 9.99%. No down payment is required. Thus, the purchase of a car of any brand and year of manufacture becomes available to almost everyone. Plus, for the loan does not require a guarantor or bail. The bank will be guaranteed only by the car purchased by the customer, that is, the vehicle will be used as collateral for the transaction. In the case of purchasing a used vehicle, there is the option not to issue a CASCO at will. The loan repayment period is also very liberal and is 65 months. There is a possibility of early repayment without additional fees. Payment on the loan can be made personally by the borrower or his authorized representative.
What are the requirements for potential borrowers?
Is it difficult to get a loan by contacting a bank"Europlan"? Feedback from borrowers suggests that credit conditions are very simple. You do not need to run through different instances and collect a lot of references and documents. It is enough to have the citizenship of the Russian Federation, age 20 years or older, a permanent place of work in which the potential borrower worked for at least 3 months. If these conditions are satisfied, then no problems with the design of the auto loan should arise. The decision on its granting is made within just 15 minutes.
"Europlan" -bank: car loan, reviews of borrowers
The number of grateful customers of the bank "Europlan"growing every day. Tens of thousands of laudatory reviews about car loans provided by the bank are easy to find on the Internet. People who have become owners of their own vehicles thanks to a loan issued in Europlan note the high professionalism of the bank employees, as well as the striking efficiency of their work. Remote maintenance allows you to solve any problem just with lightning speed. Certainly, the population is pleased with low interest rates on the loan, an individual approach to each person and the opportunity to independently choose the most convenient monthly payment. Many of those who have used the services of the bank once become its regular customers.
