Sberbank is known to all as an institution that hasthe opportunity to offer our clients a wide variety of services - from payment to the provision of financial assistance for various needs. In addition, you can issue a variety of cards, both debit and credit. It is easy to open them, just contact Sberbank for this. How to close a credit card and a regular debit card? And is it possible to do this without any problems?
Options

There are several ways to issue closing cards:
- block the card;
- close the current account attached to it.
Most often, customers choose the second method to avoid any further problems with the bank.
Let's find out what Sberbank offers. How to close a credit card and debit card? Thus, a bank customer can independently choose one of the following closing methods:
- Visit for this purpose the office of the organization.
- Call the hotline on the phone (in this case, the closure takes place without blocking the account).
- To resort to the help of the Internet service "Sberbank Online".
Each of these methods is convenient in its own way, but each has its own nuances.
To close the card through the office, you need to visitany convenient branch of the bank. Present an identity document and write an application for closing the account. Then, after 45 days, you can contact the same branch to confirm the closure of the card and account. If the question arises about how to properly close a Sberbank credit card or a regular debit card, then it is better to contact the bank branch.
Other two ways:a call to the hotline and Internet banking will help to close only the card itself, but not the account. And if this may not play a role for debit cards, for credit cards only closing a card can be fraught with problems. For example, if the account is not closed, and an SMS alert service has been attached to the card, the organization will continue to withdraw funds for the provision of this service. As a result, unwanted debt may arise.

We close the credit card
So, to close the card, you need to contactSberbank. How to close a credit card, it was considered above: you must show a passport and write a statement. It should clearly state that the account linked to the card is being closed. And besides, if there was an SMS alert service, then to disable it, you also need to write a statement.
Further, if you have your own credit cardmeans, you must specify how the bank must return the money: in cash, through the cashier or on any current account. In this case, the financial institution must request a certificate or a supporting document that proves that the bank has made the payment.

Also, the client of Sberbank, closing the card andaccount, it is better to request from the bank a certificate of the transaction, so that in the future neither the client of the bank nor the financial institution itself has any more questions.
Early Closing
And how to close a credit card of Sberbank "Momentum", "Visa" or "MasterCard" ahead of time? Very simple. For this you need:
- check whether the debt on the card is repaid or make the missing amount (after depositing it is better to wait a couple of days for the bank to process the transaction);
- contact the bank office;
- write an application to close the account and disable all services and notifications;
- get statements on the operations performed.
And nevertheless, before closing the credit card it is better to think, and should it be closed? Maybe leave it in store, so to speak, just in case, because closing it is easier than opening it.
Locking
What to do if you want to close the card and leave the account? This option is only suitable for debit cards serviced by Sberbank. How to close a credit card in this case? Exclusively through the office and only with the closure of the account.
You can use the following options for a debit card:
- Block the card through the hotline.
- Block through a personal account on the bank website.