Any self-respecting businessman orthe entrepreneur will not send the goods simply and prefer an event such as cargo insurance. What is cargo insurance? This event does everything to ensure that the transportation of goods is less secure and reliable. Shipping, not always of course, but it happens that entail some material losses. For example, damage or damage to cargo, loss or destruction of cargo for some reason. This is why cargo transportation requires cargo insurance against unexpected circumstances. Cargo owners, with the help of an insurance policy, protect their property interests, and cargo insurance is by far the best form for guaranteeing the goods.
The objectives of this type of insurance is to createcompulsory damages to the insured, which arise during the transportation procedure for reasons such as loss, loss or damage to the goods. Cargo insurance occurs only for those circumstances that do not depend on the insurance company itself. Many insurers claim that these companies are obliged to bear all the costs of reimbursement, but this is far from the case. Of course, cargo insurance is, of course, a guarantee of reimbursement, but it is completely exempt from payment for reasons of force majeure.
There are several types of cargo insurance:
- For all risks with the insurer's liability;
- For the death and damage of cargo with the responsibility of the insurer;
- For a partial accident, but except in the case of a crash, without the responsibility of the insurer.
Entrepreneur can choose independentlyan insurance program that will depend on that. What kind of cargo, how will the transportation be carried out, and what kind of transportation will be chosen for them.
In such an event, as cargo insurance, there istheir advantages. Insurance of cargo in our time is very beneficial, as an insurance policy is a certain document that is a guarantee of compensation for loss of cargo arising during the transportation and transportation of cargo.
Also, internationaltransportation. They are carried out in full accordance with international agreements. And also foreign trade cargo insurance has become especially popular. When transporting particularly valuable cargo, cargo insurance is simply necessary. And when transporting a breaking, fragile or dangerous cargo, insurance is highly desirable.
Transport companies and insurance organizationsclosely cooperate with each other, and every year cargo insurance becomes commonplace. For example, abroad, this insurance has become a mass dependence. There are a lot of clients here and that is why insurance companies have their own representatives in their circle who are engaged in receiving cargo and supervising its loading and unloading, and representatives of insurance companies assist clients in all matters related to insurance. Among Russian customers, cargo insurance does not enjoy such great success. Among the entire population of Russia, the first half cooperates with insurance companies for the transport of goods, and the second one refuses to insure the transported cargo. This is due to the fact that in Russia the low culture of cargo insurance and the volume of trade is not very high. But still, all insurance companies in Russia offer services directly for cargo insurance. And it is better to take advantage of this service than to lose a valuable cargo or, in general, to lose business. Insurance of any cargo is an industry that is improved every year for further prosperity.