Today there are so many differentbanks, which literally everyone can choose the one that fits according to all individual criteria. At the same time, this choice may be delayed for a long time, because you need to study the conditions for the products you need, find out the quality of service, location of branches, etc.
In order not to walk around the city all day, you can get acquainted with the conditions at home. In this article we will give a brief description of the products offered by the bank “Russian Standard”.
Little about financial institution
This institution was founded back in 1999.Since then, a considerable number of changes and innovations have passed. Today, the specialization of the bank is the provision of financial services to individuals.
The ratings of international appraisal agencies indicate that the Bank “Russian Standard” at any moment is ready to answer for all its obligations, which indicates good financial stability.
Deposits
The institution offers its customers four types of deposits: “Maximum income”, “Rentier”, “Refillable” and “Convenient”.

It has a high interest rate of up to 10%.first contribution. “Russian Standard” does not allow customers to replenish it, which is the main disadvantage of this product. It is possible to withdraw money and interest only at the end of the term. Interested? The size of the deposit must be at least 100 thousand rubles.
The second has a maximum interest rate slightlybelow - 9.5%. However, at any time you can replenish such a contribution. “Russian Standard” offers payment of interest on this deposit only at the end of the term. The first installment must be at least 100 thousand rubles.
For those who want to receive interest monthlyor quarterly, there is a special contribution. Russian Standard offers its customers the Rentier product. Rates on such a deposit are limited to 8.5%. Unlike the previous two types of deposits, "Rentier" provides the possibility of interest capitalization, which significantly increases its profitability.

Do you want to have constant access to your moneyon deposit? And for such people also provides a contribution. “Russian Standard” provides an opportunity to open a deposit “Convenient”. It assumes the lowest interest rate, in comparison with previous products, the maximum is 8% per annum. And the main advantage is that there is the possibility of partial withdrawals.
Also, with significant amounts of investments, the bank is ready to consider individual conditions and interest rates when concluding deposit agreements.
Credits
The bank provides the opportunity to use two credit programs:
consumer credit for goods;
issuance of credit funds to the card of the bank “Russian Standard”.
Кредит на товар оформляется прямо в торговых points or online stores. That is, you do not need to first go to the store, take an invoice, then come to the bank to process the necessary documents - the staff in the outlets will help to do everything on the spot.

The amount of such a loan may vary in the rangefrom 3 to 300 thousand rubles. The interest rate depends on the selected store, as each has its own program. The maximum loan term is up to 24 months.
And if at home you already have all the equipment and needmoney in cash, the bank can give you up to 290,000 rubles. Loan term can be up to 36 months. The tariff rate is calculated individually and depends on several factors, including a good credit history and long-term cooperation. Therefore, customers have the opportunity every time to issue a loan with more favorable conditions.
Also for those people who temporarily lostsolvency, there is the possibility of concluding a contract for the restructuring of credit debt with a repayment schedule that the borrower will be able to perform.

Location:
Represented in virtually every major city.Russian Standard Bank: Moscow (27 branches), St. Petersburg (7 branches), Novosibirsk (3 branches), Yekaterinburg (3 branches), Nizhny Novgorod (3 branches) and so on.
The combined network with other financial institutions is about 3 thousand ATMs, which allows you to work with plastic cards almost throughout the Russian Federation.