In modern practice, Russian entrepreneursincreasingly began to use survey services. However, many of our businessmen have the most remote idea of what exactly the people who provide them do. Let us examine this question in more detail.
Who is a surveyor
If we turn to our “great and mighty”, then the word expert will be close in meaning. So the surveyor is a person who can professionally understand something? Yes it is.
Representatives of this profession spenddetailed, objective, and most importantly, an independent analysis of all the circumstances of the case, so that later it could be determined whether this or that fact actually occurred. Also, on the initiative of individuals and legal entities, they prepare recommendations in licensed areas of activity.
A bit of history
In the era of the domination of the communist systemThe following structures were vested with the powers of surveyors: Institute of Emergency Commissioners, expert councils at the Chamber of Commerce and Industry (Chamber of Commerce and Industry), Soyuzexpertiza.
With the collapse of the USSR, the above institutions gradually ceased to perform an expert function.
The first survey organizations after “winningdemocracy "in the country formed at the end of the zero years. And it happened in large cities with seaports. At that time, the competence of experts was limited to the investigation of insurance claims on water transport. Currently, the surveyor is a professional in all areas of insurance.
Often, expert institutions today are created at various ministries, departments, research institutes.
It should be noted that today survey organizations are successfully operating in many large cities of Russia: Moscow, St. Petersburg, Vladivostok and others.
The principle of independence is paramount
In his work, the surveyor should be guidedprinciple of independence. In other words, no expert institution should be under the control of state structures. Unfortunately, in the Russian practice the opposite happens, therefore foreign judicial instances sometimes do not accept as evidence the reports prepared by our surveyors.
Duties
Прежде всего, сюрвейер – это эксперт в анализе и checking the circumstances of insurance claims, such as loss, damage to property, damage to health, the occurrence of flooding, fire, and so on. He coordinates the process of inspecting the scene of the incident (organizes the rescue of people, calls for specialists, fixes the damage). In addition, the surveyor is the main consultant, whose opinion should be followed by the owners of ships and those who manage them. However, this is not the whole list of official duties that the expert performs. He collects evidence to establish the causes of accidents and accidents, examines ship records, examines reports of divers, interviews witnesses, checks weather reports. And at the final stage of the work, the expert sits down at the report.
Survey services also include issuingcertificates for cargo. This is a document that confirms that the cargo has been stowed and secured properly in the holds, which means that it will reach its destination safe and sound, without causing any harm to the vehicle.
The legislative framework needs serious refinement.
Unfortunately at the legislative levelthe activities of survey organizations are not fully regulated. Subjects of civil rights are governed solely by departmental regulations.
Of course, an insurance surveyor createscertain competition, however, in the domestic market there is no rule that would oblige market participants to use the services of the above experts. Want - invite him, and want - no. As they say, the case is voluntary. In the event of problems with freight ship owners often do not need any expert. Insurance in our country is still underdeveloped, so they prefer to settle the conflict on their own.
Unfortunately, in practice, the surveyor acts as an ordinary intermediary who performs work that is not inherent to him: he is a consultant, provider, appraiser, insurer, and tour operator.
Nevertheless, this segment of the market is smoothly developing in our country, and survey services are increasingly in demand in the business environment.
